Does this property have an HOA?

Yes. The HOA fee is $375 per month.

What are the annual property taxes?

Annual property taxes are $25 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

How long has this property been on the market?

This property has been listed for 110 days.

Listed at

$125,000

$250/sqft

Condo #1009 Garrison Harbor

10490 US Highway 169 #308, Garrison, MN, 56450

1 Bathroom501 Square Feet0.01 Acres

Days on market110

Year built1987

ParkingParking Lot

HOA / month$375

TypeResidential

Est. $750buyer credit when you buy with SODL

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About this home

Seller had veteran status which is reflected in yearly property taxes. Stunning condo living with breathtaking views overlooking beautiful Mille Lacs Lake! Enjoy peaceful mornings, gorgeous sunsets, and all the beauty lake life has to offer right from your own home. This condo offers the perfect blend of comfort, convenience, and unbeatable scenery — whether you're looking for a weekend getaway or year-round living. Don’t miss this incredible opportunity to own a slice of lakeside paradise!

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Home facts

Property typeResidential

Property subtype(CC) Low Rise (3- Levels)

Year built1987

LevelsOne

Living area501 sqft

Above-grade finished501 sqft

Below-grade finished0 sqft

Lot size0.01 acres (Common)

Days on market110

ListedMay 18, 2026

MLS #NST7076432

CountyCrow Wing

SubdivisionCondo #1009 Garrison Harbor

Parcel #24120505

Facts & features

Interior

Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard
Cooling: Wall Unit(s), Window Unit(s)
Appliances: Range, Refrigerator
Basement: None · 0 sqft finished

Property

Levels / stories: One
Parking features: Parking Lot
Patio & porch: Rear Porch, Screened
Exterior features: Other, Wood
Waterfront: Association Access, Dock, Lake Front, Lake View, Shared
Lot size: 0.01 acres

Construction

Property type: Residential
Property subtype: (CC) Low Rise (3- Levels)
Foundation: None · 501 sqft
Year built: 1987

Utilities

Water: Well
Sewer: City Sewer/Connected
Fuel: Electric

Community & HOA

Subdivision: Condo #1009 Garrison Harbor
HOA: $375/quarter
HOA name: Garrison Harbor Condo's
HOA phone: 6125813922
HOA includes: Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Sanitation, Snow Removal
HOA amenities: Beach, Deck, Dock

Financial & listing details

Annual tax: $25 (2026)
Listed: May 18, 2026
Days on market: 110 · 18 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard

CoolingWall Unit(s), Window Unit(s)

Fireplaces1

AppliancesRange, Refrigerator

AmenitiesBalcony

AccessibilityNone

Special featuresAll Living Facilities on One Level

Exterior & lot

ExteriorOther, Wood

FoundationNone

Foundation area501 sqft

Patio/porchRear Porch, Screened

Lot featuresAccessible Shoreline

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerCity Sewer/Connected

FuelElectric

Parking & garage

ParkingParking Lot

Garage spaces0

Financial details

Annual taxes$25

Tax year2026

Taxes w/ assessments25

Assessment pendingNo

HOA fee$375

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,076/mo

Principal & interest$657

Property taxes$2

Home insurance (est.)$42

HOA fees$375

Down payment

$25,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.