Listed at
$129,900
$224/sqft

Condo #1009 Garrison Harbor

10490 US Highway 169 #103, Garrison, MN, 56450
1  Bathroom580  Square Feet
Days on market30
Year built1987
ParkingParking Lot
HOA / month$375
TypeResidential
Est. $897buyer credit when you buy with SODL
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About this home

Located on the water’s edge of beautiful Lake Mille Lacs, this patio level condo boasts effortless access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include tile flooring, new carpet, a cozy wood-burning stone fireplace, stainless appliances, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. A relaxing 3-season patio provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life!

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Home facts

Property typeResidential
Property subtype(CC) Low Rise (3- Levels)
Year built1987
LevelsMore Than 2 Stories
Living area580 sqft
Above-grade finished580 sqft
Below-grade finished0 sqft
Lot size0 acres (0)
Days on market30
ListedAug 28, 2026
MLS #NST7135483
CountyCrow Wing
SubdivisionCondo #1009 Garrison Harbor
Parcel #24120530

Facts & features

Interior

Bathrooms
1
Bath breakdown
1 3/4
Heating
Baseboard
Cooling
Wall Unit(s)
Appliances
Exhaust Fan, Range, Refrigerator
Basement
None · 0 sqft finished

Property

Levels / stories
More Than 2 Stories
Parking features
Parking Lot
Patio & porch
Rear Porch, Screened
Exterior features
Wood
Lot dimensions
0
Lot features
Tree Coverage - Light

Construction

Property type
Residential
Property subtype
(CC) Low Rise (3- Levels)
Foundation
Slab · 580 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1987

Utilities

Water
Shared System, Well
Sewer
City Sewer/Connected
Fuel
Electric

Community & HOA

Subdivision
Condo #1009 Garrison Harbor
HOA
$375/quarter
HOA name
Garrison Harbor Condominiums
HOA phone
6125813922
HOA includes
Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Sanitation, Snow Removal
HOA amenities
Beach, Deck

Financial & listing details

Annual tax
$1,666 (2026)
Listed
Aug 28, 2026
Days on market
30 · 211 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingBaseboard
CoolingWall Unit(s)
Fireplaces1
AppliancesExhaust Fan, Range, Refrigerator
AmenitiesCeiling Fan(s), Porch, Tile Floors
AccessibilityNone
Special featuresAll Living Facilities on One Level

Exterior & lot

ExteriorWood
RoofAge Over 8 Years, Asphalt
FoundationSlab
Foundation area580 sqft
Patio/porchRear Porch, Screened
Lot featuresTree Coverage - Light
Road frontageHighway
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceShared System, Well
SewerCity Sewer/Connected
FuelElectric

Parking & garage

ParkingParking Lot
Garage spaces0

Financial details

Annual taxes$1,666
Tax year2026
Taxes w/ assessments1666
Assessment pendingNo
HOA fee$375
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,240/mo
Principal & interest$683
Property taxes$139
Home insurance (est.)$43
HOA fees$375
%
$25,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10490 US Highway 169 #103, Garrison, MN, 56450

Listing information

MLS #NST7135483
StatusActive
Last updatedAug 30, 2026, 10:07 AM
Originally listedAug 29, 2026, 5:59 PM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.