Listed at
$134,900
$233/sqft

10490 US Highway 169 #203

10490 US Highway 169 #203, Garrison, MN, 56450
1  Bathroom580  Square Feet
Days on market74
Year built1987
ParkingPaved Lot
HOA / month$375
TypeResidential
Est. $1,047buyer credit when you buy with SODL
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About this home

Located on the water’s edge of beautiful Lake Mille Lacs, this second floor condo boasts easy access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include a wood-burning stone fireplace, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. Knotty pine accents and custom lighting provide a cozy, cabin-like feel. A relaxing enclosed balcony provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life this season!

View this property at

Date
Sep 5, 2026
Time
3pm – 5pm
Address
10490 US Highway 169 #203, Garrison, MN, 56450

Listed By: Coldwell Banker Realty • NST7108022 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtype(CC) Low Rise (3- Levels)
Year built1987
LevelsMore Than 2 Stories
Living area580 sqft
Above-grade finished580 sqft
Below-grade finished0 sqft
Lot size0 acres (0)
Days on market74
ListedJul 10, 2026
MLS #NST7108022
CountyCrow Wing
Parcel #24120533

Facts & features

Interior

Bathrooms
1
Bath breakdown
1 3/4
Heating
Baseboard, Fireplace(s)
Cooling
Wall Unit(s)
Appliances
Electric Water Heater, Microwave, Range, Refrigerator
Basement
None · 0 sqft finished

Property

Levels / stories
More Than 2 Stories
Parking features
Paved Lot
Patio & porch
Covered, Enclosed
Exterior features
Wood
Waterfront
Lake Front, Lake View
Lot dimensions
0

Construction

Property type
Residential
Property subtype
(CC) Low Rise (3- Levels)
Foundation
Poured Concrete, Slab · 580 sqft
Year built
1987

Utilities

Water
Shared System, Well
Sewer
Septic System Compliant - Yes
Fuel
Electric, Wood

Community & HOA

HOA
$375/quarter
HOA name
Garrison Harbor Condominiums
HOA phone
6125813922
HOA includes
Lawn Care, Maintenance Grounds, Parking, Shared Amenities, Snow Removal
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$1,360 (2025)
Listed
Jul 10, 2026
Days on market
74
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingBaseboard, Fireplace(s)
CoolingWall Unit(s)
Fireplaces1
AppliancesElectric Water Heater, Microwave, Range, Refrigerator
DiningKitchen/Dining Room
AmenitiesBalcony, Natural Woodwork, Panoramic View, Sun Room
AccessibilityNone

Exterior & lot

ExteriorWood
FoundationPoured Concrete, Slab
Foundation area580 sqft
Patio/porchCovered, Enclosed
ZoningResidential-Single Family

Utilities

Water sourceShared System, Well
SewerSeptic System Compliant - Yes
FuelElectric, Wood

Parking & garage

ParkingPaved Lot
Garage spaces0

Financial details

Annual taxes$1,360
Tax year2025
Taxes w/ assessments1360
Assessment pendingNo
HOA fee$375
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$1,047Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,047

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,242/mo
Principal & interest$709
Property taxes$113
Home insurance (est.)$45
HOA fees$375
%
$26,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10490 US Highway 169 #203, Garrison, MN, 56450

Listing information

MLS #NST7108022
StatusActive
Last updatedAug 30, 2026, 7:06 PM
Originally listedJul 16, 2026, 12:00 AM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.