Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,900 (2026).

What school district is this property in?

This property is in the 97 - Moose Lake school district.

How long has this property been on the market?

This property has been listed for 29 days.

Listed at

$425,000

$533/sqft

Sturgeon Island

90690 Island Loop, Sturgeon Lake, MN, 55783

2 Bedrooms1 Bathroom797 Square Feet0.76 Acres

Days on market29

Year built1966

ParkingGravel

TypeResidential

Est. $9,750buyer credit when you buy with SODL

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About this home

Sturgeon Lake 2 bedroom cabin with 210' of frontage on Sturgeon Lake! This westerly facing cabin on Island Loop Road is a one of a kind. This island cabin allows you to drive your car right to the property! The fun is just beginning as you cross one of the last covered bridges in MN, the historical Sturgeon Island Covered bridge. When you arrive you will have ample parking for you and your friends....and you will need it because everyone will want to come with you! The 2 bedroom cabin has the conveniences of home but it sits on a beautiful lake with northernly views for great sunsets from the dock in early summer and Northern lights in the winter. The 2bedrooms will easily house you and your guests and the 3/4 bathroom is clean and comfortable with lots of space. Outside you will find one of the nicest slate and stone patio/firepits you have ever seen with an additional area for a table and chairs for an outside supper. There is a storage shed for all your toys and a nice deck to relax on when you just want to watch people play in and on the water. The beach is sandy and very inviting and swimmable with great water clarity of over 6 meters last year per DNR data. Sturgeon Lake has great fishing and has bullhead, crappie, bluegill, green & hybrid sunfish, largemouth bass, northern pike, pumpkinseed, rock bass, smallmouth bass, walleye, white sucker, yellow bullhead, and yellow perch. Recent updates and improvements include updated kitchen in 2024, replace glass in living room, window coverings 2016, fire pit area 2014, patio 2010, dock 2020, lift 2015, pontoon 2015, stained deck 2026, bathroom updated in 2025. Septic is conventional and has a 1500 gallon concrete tank with drain field, asphalt roof is only 10 years old! If you want to be closer to the lake, get in your boat!

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Home facts

Property typeResidential

Property subtype(TH) Detached

Year built1966

LevelsOne

Living area797 sqft

Above-grade finished797 sqft

Below-grade finished0 sqft

Lot size0.76 acres (Irreg)

Days on market29

ListedMay 20, 2026

MLS #NST7077982

CountyPine

SubdivisionSturgeon Island

Parcel #0335467000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard
Cooling: Window Unit(s)
Appliances: Microwave, Range, Refrigerator

Property

Levels / stories: One
Parking features: Gravel
Exterior features: Wood
Other structures: Other, Storage Shed
Waterfront: Lake Front
Lot size: 0.76 acres

Construction

Property type: Residential
Property subtype: (TH) Detached
Construction materials: Frame
Foundation: Wood · 797 sqft
Roof: Asphalt
Year built: 1966

Utilities

Water: Private, Sand Point
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Electric

Community & HOA

Subdivision: Sturgeon Island
HOA: No HOA
School district: 97 - Moose Lake
High school district: Moose Lake

Financial & listing details

Annual tax: $2,900 (2026)
Tax with assessments: 2912
Listed: May 20, 2026
Days on market: 29 · 9 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard

CoolingWindow Unit(s)

AppliancesMicrowave, Range, Refrigerator

DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room

AccessibilityNo Stairs Internal

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationWood

Foundation area797 sqft

Lot featuresAccessible Shoreline, Irregular Lot, Island/Peninsula, Tree Coverage - Medium

Road frontagePaved Streets, Township

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Sand Point

SewerPrivate Sewer, Tank with Drainage Field

FuelElectric

Parking & garage

ParkingGravel

Garage spaces0

Financial details

Annual taxes$2,900

Tax year2026

Taxes w/ assessments2912

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District97 - Moose Lake

District number97

District phone2184854435

High schoolMoose Lake

SODL flat fee brokerage

$9,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,617/mo

Principal & interest$2,234

Property taxes$242

Home insurance (est.)$142

Down payment

$85,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.