
Sturgeon Island
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About this home
Welcome to Sturgeon Island—a unique opportunity to own 172 feet of sandy shoreline on beautiful Sturgeon Lake, approximately 1½ hours from the Twin Cities. Cross the picturesque covered bridge onto the island and follow the road to this year-round 3-bedroom, 1-bath lake home. The property offers a beautiful mix of mature trees and open lawn, giving you that up-north lake setting with plenty of usable outdoor space. The main level features three bedrooms and open-concept living space, while the walk-out lower level offers additional space and potential for future finishing. There are multiple heat sources including a wood burning stove, baseboard heat, forced air furnace, and in-floor heat in the basement. Whether you envision updating the existing home, expanding the finished living area, or simply enjoying it as your lake getaway, there are plenty of possibilities to make this property your own. From the home, a wood staircase with roughly 25 steps leads you to the lake, where approximately 172 feet of sandy Sturgeon Lake shoreline awaits. A dock and boat lift with canopy are included, and a storage building with power near the water provides convenient space for boating and lake gear. Adding to the versatility of the property is an additional lot directly across the road from the home. This spacious, level area includes a detached two-car garage and a large pole building with an insulated workshop, providing exceptional storage for boats, an RV, recreational equipment, projects, hobbies and all the toys that come with lake living. There is also a garden area and a pond behind the out buildings. Enjoy the unique atmosphere of island living without sacrificing convenience. Sturgeon Island is accessible by road across its charming covered bridge, so there's no need for a boat to reach your property. Spend your days boating, fishing, swimming and enjoying the lake, with plenty of room back at the property for everything that goes along with an active lake lifestyle. This Sturgeon Lake property offers an up-north escape within an easy drive for weekends, extended stays or year-round living. With substantial shoreline, two lots, multiple outbuildings and plenty of potential, 90520 Island Loop is ready for its next chapter.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Bath breakdown
- 1 full
- Heating
- Baseboard, Forced Air, In-Floor Heating, Wood Stove
- Cooling
- None
- Appliances
- Microwave, Range, Refrigerator
Property
- Levels / stories
- One
- Garage
- 4 spaces · 20x22, 30x45 · 1,790 sqft
- Parking features
- Detached Garage, Multiple Garages, RV Access/Parking
- Patio & porch
- Deck
- Exterior features
- Wood
- Other structures
- Pole Building, Storage Shed
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block, Frame
- Foundation
- Block · 990 sqft
- Roof
- Age Over 8 Years, Asphalt
- Year built
- 1980
Utilities
- Water
- Well
- Sewer
- Holding Tank
- Fuel
- Electric, Propane, Wood
Community & HOA
- Subdivision
- Sturgeon Island
- HOA
- No HOA
- School district
- 97 - Moose Lake
- High school district
- Moose Lake
Financial & listing details
- Annual tax
- $3,098 (2025)
- Tax with assessments
- 3088
- Listed
- Jul 31, 2026
- Days on market
- 59 · 642 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
90520 Island Loop, Sturgeon Lake, MN, 55783
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
