Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,138 (2025).

What school district is this property in?

This property is in the 97 - Moose Lake school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 16 days.

No photos available

Listed at

$419,900

$312/sqft

Sturgeon Island

89984 Island Loop, Sturgeon Lake, MN, 55783

2 Bedrooms2 Bathrooms1,344 Square Feet1.108 Acres

Days on market16

Year built2004

Garage spaces3

TypeResidential

Est. $9,597buyer credit when you buy with SODL

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About this home

Nice Rambler home on Sturgeon Lake channel! Excellent home having 2 bdrms, 2 baths and ready to move into! Propane fireplace in living room and patio right out from the dining room - great views of the channel. Large deck sits along the slope with nice stairway taking you down to the waterfront. Over 100 ft of frontage- put your own dock out and the your only feet away from the vast boating waters of Sturgeon Lake! Attached one car garage and detached 2 car garage makes for great storage!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2004

LevelsOne

Living area1,344 sqft

Above-grade finished1,344 sqft

Below-grade finished0 sqft

Lot size1.108 acres (1 x 1)

Days on market16

ListedMay 2, 2026

MLS #NST7064017

CountyPine

SubdivisionSturgeon Island

Parcel #0335493000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 full
Heating: Hot Water, In-Floor Heating
Cooling: Central Air
Basement: None · 0 sqft finished

Property

Levels / stories: One
Garage: 3 spaces · 832 sqft
Parking features: Attached Garage, Detached Garage, Gravel
Exterior features: Vinyl
Waterfront: Channel Shore
Lot size: 1.108 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,792 sqft
Year built: 2004

Utilities

Water: Drilled
Sewer: Holding Tank
Fuel: Electric

Community & HOA

Subdivision: Sturgeon Island
HOA: No HOA
School district: 97 - Moose Lake
High school district: Moose Lake

Financial & listing details

Annual tax: $3,138 (2025)
Tax with assessments: 3128
Listed: May 2, 2026
Days on market: 16 · 2 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingHot Water, In-Floor Heating

CoolingCentral Air

Fireplaces1

AccessibilityGrab Bars In Bathroom

Exterior & lot

ExteriorVinyl

FoundationSlab

Foundation area1,792 sqft

ZoningResidential-Single Family

Utilities

Water sourceDrilled

SewerHolding Tank

FuelElectric

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel

Garage spaces3

Garage size832 sqft

Financial details

Annual taxes$3,138

Tax year2025

Taxes w/ assessments3128

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District97 - Moose Lake

District number97

District phone2184854435

High schoolMoose Lake

SODL flat fee brokerage

$9,597Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,597

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,608/mo

Principal & interest$2,207

Property taxes$262

Home insurance (est.)$140

Down payment

$83,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.