Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $8,749 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 13 days.

Pending

$949,900

$246/sqft

Oace Acres 2nd Add

8475 Hidden Bay Trail N, Lake Elmo, MN, 55042

4 Bedrooms3 Bathrooms3,862 Square Feet1.244 Acres

Days on market13

Year built1959

Garage spaces2

TypeResidential

Est. $25,497buyer credit when you buy with SODL

About this home

Welcome to your fully renovated retreat with access to beautiful Lake Jane! This stunning open-concept home sits on a large, private lot surrounded by mature trees and abundant wildlife, offering the perfect blend of peaceful living and modern luxury. Step inside to find soaring vaulted ceilings and tons of natural light pouring through expansive windows, creating a bright and airy feel throughout. The thoughtfully designed chef’s kitchen is the heart of the home, featuring a spacious center island, stainless steel appliances, and seamless flow into the main living and dining areas — ideal for both everyday living and entertaining. The primary bedroom has been tastefully updated, and the finished lower level provides additional comfortable living space. Outdoor living is just as impressive, with a beautifully updated deck overlooking the landscaped backyard complete with a retaining wall, sprinkler system, and fire pit — perfect for relaxing evenings under the trees. Extensive updates provide peace of mind and true move-in-ready convenience: • 2021: Backyard retaining wall, sprinklers, fire pit • 2022: Garage floor replaced with epoxy finish, well pump replaced • 2023: New roof, new front porch and steps, new driveway • 2024: New deck, primary bedroom updated • 2025: New furnace and heat pump, updated basement, well pressure tank replaced• 2026: New carpet This is a rare opportunity to own a beautifully updated home in a serene Lake Jane setting with space, privacy, and modern finishes throughout. Also, enjoy access to the shared community beach! Don’t miss your chance to call this exceptional property home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1959

LevelsOne

Living area3,862 sqft

Above-grade finished2,268 sqft

Below-grade finished1,594 sqft

Lot size1.244 acres (536x203x524)

Days on market13

ListedFeb 25, 2026

MLS #NST7024160

CountyWashington

SubdivisionOace Acres 2nd Add

Parcel #0902921130004

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Double Oven, Dryer, Water Filtration System, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Garage: 2 spaces · 484 sqft
Parking features: Attached Garage
Waterfront: Lake Front
Lot size: 1.244 acres
Lot dimensions: 536x203x524

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: 2,268 sqft
Roof: Age 8 Years or Less
Year built: 1959

Utilities

Water: Private, Well
Sewer: Tank with Drainage Field
Fuel: Natural Gas

Community & HOA

Subdivision: Oace Acres 2nd Add
HOA: No HOA
School district: North St Paul-Maplewood

Financial & listing details

Annual tax: $8,749 (2025)
Tax with assessments: 8752
Listed: Feb 25, 2026
Days on market: 13
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

Fireplaces2

AppliancesCooktop, Dishwasher, Double Oven, Dryer, Water Filtration System, Refrigerator, Stainless Steel Appliances, Washer

DiningBreakfast Area, Kitchen/Dining Room, Living/Dining Room

AmenitiesDeck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s)

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less

Foundation area2,268 sqft

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontagePaved Streets

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerTank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size484 sqft

Financial details

Annual taxes$8,749

Tax year2025

Taxes w/ assessments8752

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2093

District phone6517487410

High schoolNorth St Paul-Maplewood

SODL flat fee brokerage

$25,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $25,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,038/mo

Principal & interest$4,992

Property taxes$729

Home insurance (est.)$317

Down payment

$189,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.