Sold / Closed
$915,000

Sold price · Closed Sep 25, 2026

$351/sqft

7920 Hill Trail N

7920 Hill Trail N, Lake Elmo, MN, 55042
4  Bedrooms3  Bathrooms2,638  Square Feet1.32  Acres
Days on market11
Year built1972
Garage spaces6
TypeResidential
Est. $24,750buyer credit when you buy with SODL

About this home

Welcome to your own slice of paradise on Lake DeMontreville, part of the highly sought after Tri Lakes chain in Lake Elmo. Set on 1.32 acres with 20 feet lake frontage, this architecturally distinctive mid century inspired retreat blends natural woodwork, brick and stone accents, exposed beams, expansive windows, and dramatic vaulted ceilings to create a warm, inviting home that feels like a year round getaway. The spacious living room is filled with natural light and anchored by a brick fireplace, while the open dining area flows into a generously sized kitchen updated shortly before the current sellers purchased the home. Featuring abundant natural wood cabinetry, a center island, and a new oven added in 2026, the kitchen also offers direct access to the deck for easy indoor and outdoor entertaining. The main level includes the primary bedroom with a private bath, plus an additional bedroom and bath. The finished walkout lower level offers two more bedrooms, a full bath remodeled in 2020, a large recreation room with a second gas fireplace, laundry and utility space, and a private sauna. Both original wood fireplaces were converted to gas, with the upstairs fireplace completed in 2017 and the downstairs fireplace in 2019. Extensive improvements include a replaced septic system, water softener, and iron filter in 2016; replacement windows in 2021; a new roof in 2023; and a new boiler and water heater in 2025. New carpet was also installed in the upstairs bedrooms and staircases in 2025, along with new carpet in the downstairs bedrooms and family room. Outdoor living is equally impressive with multiple deck and balcony spaces, mature trees, and a peaceful path leading to the shoreline. The backyard was graded flat and trees were removed to create a large, level play space, while a full yard in ground sprinkler system makes maintaining the grounds easier. Power and water have also been installed to the lake. The driveway was expanded and limestone walls were built in 2016, the driveway was replaced in 2021 and sealed in 2025, and new garage doors and openers were installed in 2024. Car enthusiasts and outdoor recreation lovers will appreciate the exceptional parking and storage provided by the large attached garage and large detached garage with RV parking availability, with gas service installed in the shop in 2024. Enjoy boating, fishing, and lake life from your own backyard on Lake DeMontreville, with a navigable channel providing direct access to neighboring Olson Lake. Adding to the appeal is the voluntary Tri Lakes Improvement Association, serving the Lake DeMontreville, Jane, and Olson Lake area and bringing neighbors together with water ski and swim lessons, a summertime pontoon party, an annual water ski show and Tri Lakes Community Day, a monthly dinner club, and seasonal celebrations. Move in ready and thoughtfully improved inside and out, this is a truly special opportunity to enjoy lake living, generous garage space, distinctive architecture, and a welcoming community in Lake Elmo. Please excluded dock from sale.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1972
LevelsOne
Living area2,638 sqft
Above-grade finished1,450 sqft
Below-grade finished1,188 sqft
Lot size1.32 acres (See Property Map)
Days on market11
ListedJul 18, 2026
MLS #NST7103537
CountyWashington
Parcel #0502921440021

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Fireplace(s), Hot Water
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
6 spaces · 31x33 · 1,023 sqft
Parking features
Attached Garage, Detached Garage, Asphalt, Multiple Garages
Exterior features
Stone, Wood
Pool
None
Other structures
Other

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,450 sqft
Roof
Asphalt, Pitched
Year built
1972

Utilities

Water
Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

HOA
No HOA
HOA includes
Other
School district
622 - North St Paul-Maplewood
High school district
North St Paul-Maplewood

Financial & listing details

Annual tax
$7,426 (2026)
Listed
Jul 18, 2026
Days on market
11
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Walkout
HeatingFireplace(s), Hot Water
CoolingCentral Air
Fireplaces2
AppliancesCooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesBalcony, Deck, Kitchen Window, Natural Woodwork, Porch, Sauna, Tile Floors, Vaulted Ceiling(s)
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorStone, Wood
RoofAsphalt, Pitched
FoundationBlock
Foundation area1,450 sqft
Lot featuresTree Coverage - Heavy, Tree Coverage - Medium
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Multiple Garages
Garage spaces6
Garage size1,023 sqft

Financial details

Annual taxes$7,426
Tax year2026
Taxes w/ assessments7426
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District622 - North St Paul-Maplewood
District number622
District phone6517487410
High schoolNorth St Paul-Maplewood
SODL flat fee brokerage
$24,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $24,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,788/mo
Principal & interest$4,861
Property taxes$619
Home insurance (est.)$308
%
$185,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

7920 Hill Trail N, Lake Elmo, MN, 55042

Listing information

MLS #NST7103537
StatusClosed
Last updatedSep 25, 2026, 7:08 PM
Originally listedJul 24, 2026, 12:00 AM
Listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.