Sold / Closed
$875,000

Sold price · Closed Sep 28, 2026

$286/sqft

Oace Acres 2nd Add

4508 Birchbark Trail, Lake Elmo, MN, 55042
3  Bedrooms3  Bathrooms3,316  Square Feet1.58  Acres
Days on market27
Year built1961
Garage spaces3
TypeResidential
Est. $25,500buyer credit when you buy with SODL

About this home

1.58 acres of a true waterfront retreat - surrounded on 3 sides by water - arguably one of the most private properties on all of Lake Jane! Approximately 105+ feet of private lakeshore on Lake Jane plus additional shoreline along the adjacent channel & pond, for approximately 300+ feet of combined shoreline on 3 sides of the home. The pond connects directly to Lake Jane by channel, creating a truly distinctive waterfront setting. Owners also enjoy access to a very lightly used private community beach and dock shared exclusively by approximately 13 neighboring homes, offering the perfect blend of private waterfront ownership and additional recreational amenities. Inside, dramatic vaulted cedar ceilings, exposed beams, walls of glass, natural woodwork, and expansive windows bring the outdoors in while filling the home with natural light and showcasing tranquil views in every season. The spacious living room is anchored by a striking floor to ceiling brick fireplace and flows effortlessly into the dining area and generously sized kitchen, where new granite countertops and new appliances complement the excellent workspace. A bright four season sunroom/porch offers the perfect place to enjoy morning coffee, entertain guests, or simply take in the peaceful wooded surroundings year round. The main level features three bedrooms, including a spacious primary suite with a private bath, while the walkout lower level offers an expansive family room with a second brick fireplace, a lower level bathroom, and flexible space for recreation, hobbies, or guests. An oversized attached garage provides abundant room for vehicles, boats, and storage, while the spacious basement offers exceptional storage or additional finishing potential. Thoughtfully updated throughout, this home includes a rebuilt chimney, new roof, new furnace, updated interior plumbing, new appliances, new granite countertops, refinished hardwood floors, new carpet throughout, and an updated lower level bathroom. The septic system is currently noncompliant, with acceptable terms, the seller is willing to escrow funds toward the installation of a new septic system. Offering an extraordinary combination of architectural character, extensive updates, exceptional privacy, and a truly special waterfront setting within the Tri-Lakes community, this is a rare opportunity to own one of Lake Elmo's most distinctive properties. The Tri-Lakes also offers neighborhood events throughout the year that foster a strong sense of community for area residents.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1961
LevelsFour or More Level Split
Living area3,316 sqft
Above-grade finished2,734 sqft
Below-grade finished582 sqft
Lot size1.58 acres (Irregular - 2 Parcel ID's)
Days on market27
ListedJul 27, 2026
MLS #NST7088706
CountyWashington
SubdivisionOace Acres 2nd Add
Parcel #0902921130008

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Exhaust Fan, Refrigerator, Stainless Steel Appliances, Wall Oven

Property

Levels / stories
Four or More Level Split
Garage
3 spaces · 22x31 · 682 sqft
Parking features
Attached Garage
Patio & porch
Porch
Exterior features
Stone
Waterfront
Lake Front

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,367 sqft
Roof
Asphalt
Year built
1961

Utilities

Water
Well
Sewer
Private Sewer, Septic System Compliant - No
Fuel
Natural Gas

Community & HOA

Subdivision
Oace Acres 2nd Add
HOA
No HOA
School district
622 - North St Paul-Maplewood
High school district
North St Paul-Maplewood

Financial & listing details

Annual tax
$5,711 (2025)
Tax with assessments
5714
Listed
Jul 27, 2026
Days on market
27
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryIn Basement
AppliancesCooktop, Dishwasher, Exhaust Fan, Refrigerator, Stainless Steel Appliances, Wall Oven
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Natural Woodwork, Panoramic View, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone
RoofAsphalt
FoundationBlock
Foundation area1,367 sqft
Patio/porchPorch
Road frontageNo Outlet/Dead End
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer, Septic System Compliant - No
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size682 sqft

Financial details

Annual taxes$5,711
Tax year2025
Taxes w/ assessments5714
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District622 - North St Paul-Maplewood
District number622
District phone6517487410
High schoolNorth St Paul-Maplewood
SODL flat fee brokerage
$25,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $25,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,785/mo
Principal & interest$4,993
Property taxes$476
Home insurance (est.)$317
%
$190,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4508 Birchbark Trail, Lake Elmo, MN, 55042

Listing information

MLS #NST7088706
StatusClosed
Last updatedSep 28, 2026, 7:56 PM
Originally listedJul 31, 2026, 12:00 AM
Listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.