Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,516 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 265 days.

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Listed at

$249,900

$185/sqft

Lake City

827 N Garden Street, Lake City, MN, 55041

3 Bedrooms2 Bathrooms1,350 Square Feet0.244 Acres

Days on market265

Year built1890

Garage spaces2

TypeResidential

Est. $4,497buyer credit when you buy with SODL

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About this home

Enjoy easy main-floor living on a desirable corner lot just blocks from beautiful Lake Pepin. This 3-bedroom, 2-bath home is full of potential and offers a functional, welcoming layout. The main level features a primary bedroom, kitchen with dining area, main-floor laundry, a spacious family room, and a generous three-season porch that walks out to the backyard—perfect for relaxing or entertaining. Recent updates on the main floor include new flooring, trim, and fresh paint. In addition to the heated two-car garage, the property also includes a utility shed and an additional 11x24 storage shed, providing plenty of space for tools, toys, and outdoor gear.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1890

LevelsTwo

Living area1,350 sqft

Above-grade finished1,350 sqft

Below-grade finished0 sqft

Lot size0.244 acres (142x55)

Days on market265

ListedJan 6, 2026

MLS #NST7002589

CountyWabasha

SubdivisionLake City

Parcel #R220125700

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 26x20 · 520 sqft
Parking features: Asphalt, Electric, Garage Door Opener, Heated Garage, Insulated Garage
Other structures: Storage Shed
Lot size: 0.244 acres
Lot dimensions: 142x55

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 930 sqft
Roof: Asphalt, Other, Pitched
Year built: 1890

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas, Wood
Electric: 100 Amp Service

Community & HOA

Subdivision: Lake City
HOA: No HOA
School district: Lake City

Financial & listing details

Annual tax: $2,516 (2025)
Listed: Jan 6, 2026
Days on market: 265
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Crawl Space, Partial, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAsphalt, Other, Pitched

Foundation area930 sqft

Lot featuresCorner Lot

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas, Wood

Parking & garage

ParkingAsphalt, Electric, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces2

Garage size520 sqft

Financial details

Annual taxes$2,516

Tax year2025

Taxes w/ assessments2516

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2281

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$4,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,606/mo

Principal & interest$1,313

Property taxes$210

Home insurance (est.)$83

Down payment

$49,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.