Listed at
$298,900
$130/sqft

Lake City

507 N Garden Street, Lake City, MN, 55041
3  Bedrooms2  Bathrooms2,299  Square Feet0.244  Acres
Days on market287
Year built1910
Garage spaces2
TypeResidential
Est. $5,967buyer credit when you buy with SODL
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About this home

Welcome to this charming turn-of-the-century Four-Square home on historic Garden Street, perfectly situated near the scenic riverwalk, downtown shopping, grocery stores, the library, schools, and local parks. Brimming with character, the home features original woodwork, a beautiful open staircase, mullioned lattice windows, and hardwood floors. Step inside from the covered front porch into an inviting foyer that leads to a spacious living room and dining room. The large kitchen offers modern conveniences and stainless-steel appliance, complete with a center island ideal for casual meals throughout the day. A convenient half bath is also located on the main level. Upstairs, you’ll find three comfortable bedrooms and a spacious, full bathroom with heated floors. A staircase leads to a generous third-floor bonus space (22’x25’), perfect for a variety of uses. Outside, enjoy the large, fenced backyard with family, friends and pets. Large 2 car tandum garage. The main level, staircase, second-floor landing, and third-floor bonus area all feature fresh paint, and new carpet has been added to the lower level and side staircase. The furnace and A/C were updated in 2020. Additional details can be found on the attached features and improvements sheet. Make an appointment today to come see this home that blends history, comfort, and convenience. Make it yours!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1910
LevelsMore Than 2 Stories
Living area2,299 sqft
Above-grade finished2,112 sqft
Below-grade finished187 sqft
Lot size0.244 acres (100 x 142)
Days on market287
ListedDec 10, 2025
MLS #NST6821676
CountyWabasha
SubdivisionLake City
Parcel #R220109800

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
More Than 2 Stories
Garage
2 spaces · 38x15 · 570 sqft
Parking features
Detached Garage, Concrete
Patio & porch
Front Porch
Fencing
Full, Privacy, Wood
Lot size
0.244 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
848 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1910

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Lake City
HOA
No HOA
School district
Lake City

Financial & listing details

Annual tax
$3,126 (2025)
Listed
Dec 10, 2025
Days on market
287 · 48 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementPartially Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level, Laundry Room, Sink
AppliancesDishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Washer, Water Softener Owned
DiningSeparate/Formal Dining Room
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area848 sqft
Patio/porchFront Porch
Road frontagePaved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete
Garage spaces2
Garage size570 sqft

Financial details

Annual taxes$3,126
Tax year2025
Taxes w/ assessments3126
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2281
District phone6513452198
High schoolLake City
SODL flat fee brokerage
$5,967Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,967

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,931/mo
Principal & interest$1,571
Property taxes$261
Home insurance (est.)$100
%
$59,780
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

507 N Garden Street, Lake City, MN, 55041

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Listing information

MLS #NST6821676
StatusPending
Last updatedFeb 2, 2026, 7:48 PM
Originally listedDec 16, 2025, 12:00 AM
Listing officeColdwell Banker Nybo & Assoc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.