Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,522 (2024).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 395 days.

Listed at

$264,900

$194/sqft

Lake City

825 N Oak Street, Lake City, MN, 55041

4 Bedrooms3 Bathrooms1,366 Square Feet0.163 Acres

Days on market395

Year built1954

Garage spaces2

TypeResidential

Est. $4,947buyer credit when you buy with SODL

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About this home

Check out this updated 4 bedroom home in a wonderful neighborhood, only 2 blocks from Lake Pepin and the famous River Walk! This quaint home is updated and low maintenance exterior. A large double garage and three season porch make this the perfect home to live in. Enjoy the private backyard oasis, perfect for gardening., bar-b-ques, bonfires and back yard get-togethers!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1954

LevelsOne and One Half

Living area1,366 sqft

Above-grade finished1,366 sqft

Below-grade finished0 sqft

Lot size0.163 acres (50 x 142)

Days on market395

ListedAug 29, 2025

MLS #NST6780843

CountyWabasha

SubdivisionLake City

Parcel #R220120903

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 24 x 24 · 576 sqft
Parking features: Detached Garage, Concrete, Garage Door Opener
Other structures: Garage(s)
Lot size: 0.163 acres
Lot dimensions: 50 x 142

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Frame
Foundation: 910 sqft
Roof: Age Over 8 Years, Architectural Shingle
Year built: 1954

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Lake City
HOA: No HOA
School district: Lake City

Financial & listing details

Annual tax: $2,522 (2024)
Listed: Aug 29, 2025
Days on market: 395 · 109 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Drain Tiled, Full

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDisposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesWasher/Dryer Hookup

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years, Architectural Shingle

Foundation area910 sqft

Lot featuresCorner Lot, Tree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,522

Tax year2024

Taxes w/ assessments2522

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2281

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$4,947Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,947

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,691/mo

Principal & interest$1,392

Property taxes$210

Home insurance (est.)$88

Down payment

$52,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.