Does this property have an HOA?

Yes. The HOA fee is $165 per month.

What are the annual property taxes?

Annual property taxes are $4,583 (2026).

What school district is this property in?

This property is in the 833 - South Washington County school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 47 days.

Sold / Closed

$389,500

Sold price · Closed Aug 3, 2026

$184/sqft

Settlers Bluff

6894 102nd Street, Cottage Grove, MN, 55016

4 Bedrooms3 Bathrooms2,087 Square Feet0.13 Acres

Days on market47

Year built2022

Garage spaces2

HOA / month$165

TypeResidential

Est. $8,550buyer credit when you buy with SODL

About this home

Built in 2022, this beautifully designed 4-bedroom, 3-bath home offers the perfect blend of timeless and modern finishes. All four bedrooms are located on the upper level, along with upstairs laundry. The owner’s suite stands out with vaulted ceilings and an oversized walk-in closet. The open-concept main floor features a spacious layout filled with natural light, a stunning kitchen with beautiful quartz countertops, a large center island, and plenty of space for entertaining. Fresh paint throughout gives the home a clean, updated feel. while A move-in ready home with thoughtful design and today’s most desired features. Walking paths around the community, located near parks (Mooers Lake-canoe/kayak access), the river, highway access, restaurants, and shopping. This home has it all and ready for the next owner!

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built2022

LevelsTwo

Living area2,087 sqft

Above-grade finished2,087 sqft

Below-grade finished0 sqft

Lot size0.13 acres (40x120)

Days on market47

ListedMay 21, 2026

MLS #NST7078481

CountyWashington

SubdivisionSettlers Bluff

Parcel #3002721110028

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 440 sqft
Parking features: Attached Garage, Asphalt, Finished Garage, Garage Door Opener
Patio & porch: Patio, Porch
Exterior features: Stone, Fiber Board, Vinyl, Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 927 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2022

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Settlers Bluff
HOA: $165/month
HOA name: Gassen Properties
HOA phone: 9529225575
HOA includes: Lawn Care, Other, Professional Mgmt, Sanitation, Snow Removal
School district: 833 - South Washington County

Financial & listing details

Annual tax: $4,583 (2026)
Tax with assessments: 4636
Listed: May 21, 2026
Days on market: 47
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementNone

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), Ethernet Wired, Kitchen Center Island, Primary Bedroom Walk-In Closet, Patio, In-Ground Sprinkler

AccessibilityNone

Special features2nd Floor Laundry, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Fiber Board, Vinyl, Wood

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area927 sqft

Patio/porchPatio, Porch

Lot featuresIrregular Lot

Road frontageCity Street, Curbs, Paved Streets, Street Lights, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$4,583

Tax year2026

Taxes w/ assessments4636

Assessment pendingNo

HOA fee$165

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District833 - South Washington County

District number833

District phone6514256300

High schoolSouth Washington County

SODL flat fee brokerage

$8,550Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,550

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,699/mo

Principal & interest$2,023

Property taxes$382

Home insurance (est.)$128

HOA fees$165

Down payment

$77,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.