Does this property have an HOA?

Yes. The HOA fee is $142 per month.

What are the annual property taxes?

Annual property taxes are $4,735 (2025).

What school district is this property in?

This property is in the 833 - South Washington County school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 125 days.

Sold / Closed

$415,000

Sold price · Closed May 26, 2026

$194/sqft

Settlers Bluff

6886 102nd Street, Cottage Grove, MN, 55016

3 Bedrooms3 Bathrooms2,101 Square Feet0.11 Acres

Days on market125

Year built2021

Garage spaces2

HOA / month$142

TypeResidential

Est. $9,240buyer credit when you buy with SODL

About this home

A wonderful opportunity to own a charming home in an ideal neighborhood. This inviting residence offers a cozy gas fireplace, spacious open floor plan, complemented by stunning quartz counter tops, and a large island - perfect for cooking, entertaining and gathering. The upper level offers two bedrooms and two bathrooms and a walk -in closet. You'll love the spacious and inviting office, perfect for remote work and creative projects. The lower level includes a third bedroom with a 3/4 bath. Enjoy a Large 2-Car attached garage, private patio, and close proximity to parks, schools, and walking trails and restaurants. Discover comfort and convenience with a modern style technology smart security system-fully integrated and stay with the home. Offers added security and peace of mind from day one.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2021

LevelsTwo

Living area2,101 sqft

Above-grade finished1,393 sqft

Below-grade finished708 sqft

Lot size0.11 acres (0.120/5,227)

Days on market125

ListedDec 4, 2025

MLS #NST6822148

CountyWashington

SubdivisionSettlers Bluff

Parcel #3002721110029

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 20x22 · 440 sqft
Parking features: Attached Garage, Asphalt
Exterior features: Fiber Board, Vinyl
Lot size: 0.11 acres
Lot dimensions: 0.120/5,227

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,393 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2021

Utilities

Water: City Water - In Street
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Settlers Bluff
HOA: $142/month
HOA name: Gassen Properties
HOA phone: 9529225575
HOA includes: Lawn Care, Professional Mgmt, Sanitation
School district: 833 - South Washington County

Financial & listing details

Annual tax: $4,735 (2025)
Tax with assessments: 4790
Listed: Dec 4, 2025
Days on market: 125
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementFinished, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Patio, In-Ground Sprinkler, Vaulted Ceiling(s)

AccessibilityNone

Exterior & lot

ExteriorFiber Board, Vinyl

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area1,393 sqft

Lot featuresIrregular Lot

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$4,735

Tax year2025

Taxes w/ assessments4790

Assessment pendingNo

HOA fee$142

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District833 - South Washington County

District number833

District phone6514256300

High schoolSouth Washington County

SODL flat fee brokerage

$9,240Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,240

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,817/mo

Principal & interest$2,144

Property taxes$395

Home insurance (est.)$136

HOA fees$142

Down payment

$81,600

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.