Does this property have an HOA?

Yes. The HOA fee is $165 per month.

What are the annual property taxes?

Annual property taxes are $4,755 (2025).

What school district is this property in?

This property is in the 833 - South Washington County school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 18 days.

No photos available

Sold / Closed

$402,900

Sold price · Closed Aug 7, 2026

$187/sqft

Settlers Bluff 2nd Add

6884 101st Street, Cottage Grove, MN, 55016

3 Bedrooms3 Bathrooms2,087 Square Feet0.109 Acres

Days on market18

Year built2023

Garage spaces2

HOA / month$165

TypeResidential

Est. $8,691buyer credit when you buy with SODL

About this home

Better than new! You will love the Choice View of nature and right outside your back door. Brilliant open floor plan with many upgrades. Gas fireplace with a brick surround. Lovey floors throughout the main level—fabulous kitchen with upscale appliances and super-sized center island. Step outside to your very ample patio and enjoy the best of Minnesota living, backing up to Cottage Grove's endless miles of beautiful trails. Upper level features a vaulted owner's suite with a pampering private bath and endless walk-in closet. 3 baths and 3 bedrooms, plus a fun loft as a secondary living hangout space!Large attached garage for oodles of storage. Quiet and well-loved. Move in today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2023

LevelsTwo

Living area2,087 sqft

Above-grade finished2,087 sqft

Below-grade finished0 sqft

Lot size0.109 acres (40x120)

Days on market18

ListedJun 21, 2026

MLS #NST7096671

CountyWashington

SubdivisionSettlers Bluff 2nd Add

Parcel #3002721110086

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 450 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Patio, Porch
Exterior features: Stone, Fiber Board, Vinyl
Lot size: 0.109 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete
Foundation: Slab · 927 sqft
Roof: Age 8 Years or Less
Year built: 2023

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Settlers Bluff 2nd Add
HOA: $165/month
HOA name: Gassen
HOA phone: 9529225575
HOA includes: Lawn Care, Professional Mgmt, Snow Removal
School district: 833 - South Washington County

Financial & listing details

Annual tax: $4,755 (2025)
Tax with assessments: 4810
Listed: Jun 21, 2026
Days on market: 18 · 81 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementNone

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Upper Level

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningKitchen/Dining Room

AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Patio, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features2nd Floor Laundry, 3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Fiber Board, Vinyl

RoofAge 8 Years or Less

FoundationSlab

Foundation area927 sqft

Patio/porchPatio, Porch

Road frontageCity Street, Curbs, Paved Streets

Road responsibilityPrivate Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size450 sqft

Financial details

Annual taxes$4,755

Tax year2025

Taxes w/ assessments4810

Assessment pendingNo

HOA fee$165

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District833 - South Washington County

District number833

District phone6514256300

High schoolSouth Washington County

SODL flat fee brokerage

$8,691Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,691

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,739/mo

Principal & interest$2,048

Property taxes$396

Home insurance (est.)$130

HOA fees$165

Down payment

$77,940

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.