Listed at
$389,000
$324/sqft

Toms Harbor

5882 Lakeshore Lane, Cass Lake, MN, 56633
3  Bedrooms2  Bathrooms1,200  Square Feet0.009  Acres
Days on market120
Year built2017
Garage spaces2
HOA / month$4,300
TypeResidential
Est. $8,670buyer credit when you buy with SODL
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About this home

Welcome to easy lake living in Tom’s Harbor, a roomy 40+ acre Common Interest Community (CIC) on Cass Lake! This immaculate 3-bedroom, 2-bathroom log-sided home perfectly blends rustic northern Minnesota charm with modern luxury. The open-concept interior welcomes you with vaulted ceilings, leading to a kitchen complete with custom cabinetry, stainless steel appliances, and the sleekest island top I’ve ever seen ~ it feels SO good to run your hands over it! The living room boasts a steamy red cast-iron gas stove for extra coziness on those chilly nights and leads to the spacious, private, screened-in patio and adjacent outdoor seating area for seamless summer entertaining. Premium upgrades run throughout the property, including custom blinds, tailored closet storage systems, a mini-split, and efficient in-floor heating that extends into the attached double garage. The garage also boasts a durable, professionally epoxied floor. Outside, enjoy a freshly stained exterior and newly updated lawn landscaping AND this home has recently received brand new roofing. As a resident, you will gain access to unmatched community amenities: a large community room, an outdoor heated pool, 600 feet of pristine level shoreline, and a slip in the private, protected harbor to keep your watercraft secure. Whether you are looking for a year-round residence or a premier summer getaway on the Cass Chain, this home delivers the ultimate lakeside lifestyle.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2017
LevelsOne
Living area1,200 sqft
Above-grade finished1,200 sqft
Below-grade finished0 sqft
Lot size0.009 acres (44x110)
Days on market120
ListedMay 30, 2026
MLS #NST7083788
CountyCass
SubdivisionToms Harbor
Parcel #293620113

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Boiler, Ductless Mini-Split, Fireplace(s), In-Floor Heating
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 22x24 · 528 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Enclosed, Patio, Screened
Exterior features
Log Siding
Pool
Below Ground, Outdoor, Shared

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,200 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2017

Utilities

Water
Shared System
Sewer
Shared Septic
Fuel
Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Toms Harbor
HOA
$4,300/annual
HOA name
Vince Accardo
HOA phone
8176832151
HOA includes
Beach Access, Dock, Hazard Insurance, Lawn Care, Recreation Facility, Sewer, Shared Amenities, Snow Removal, Water
HOA amenities
Other

Financial & listing details

Annual tax
$2,544 (2026)
Tax with assessments
2630
Listed
May 30, 2026
Days on market
120 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingBoiler, Ductless Mini-Split, Fireplace(s), In-Floor Heating
CoolingDuctless Mini-Split
Fireplaces1
LaundryIn Hall
AppliancesDishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
AmenitiesCeiling Fan(s), Kitchen Center Island, Main Floor Primary Bedroom, Natural Woodwork, Patio, Boat Slip, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityDoors 36"+, No Stairs External, No Stairs Internal, Partially Wheelchair
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorLog Siding
RoofAge 8 Years or Less, Asphalt
FoundationSlab
Foundation area1,200 sqft
Patio/porchEnclosed, Patio, Screened
Road frontagePrivate Road
Road responsibilityAssociation Maintained Road
ZoningShoreline

Utilities

Water sourceShared System
SewerShared Septic
FuelPropane

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$2,544
Tax year2026
Taxes w/ assessments2630
Assessment pendingNo
HOA fee$4,300
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District115 - Cass Lake-Bena Schools
District number115
District phone2183352204
High schoolCass Lake-Bena Schools
SODL flat fee brokerage
$8,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,686/mo
Principal & interest$2,044
Property taxes$212
Home insurance (est.)$130
HOA fees$4,300
%
$77,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5882 Lakeshore Lane, Cass Lake, MN, 56633

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Listing information

MLS #NST7083788
StatusActive
Last updatedSep 9, 2026, 2:19 AM
Originally listedMay 31, 2026, 12:30 AM
Listing officeLake-N-Woods Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.