
Toms Harbor
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About this home
Welcome to easy lake living in Tom’s Harbor, a roomy 40+ acre Common Interest Community (CIC) on Cass Lake! This immaculate 3-bedroom, 2-bathroom log-sided home perfectly blends rustic northern Minnesota charm with modern luxury. The open-concept interior welcomes you with vaulted ceilings, leading to a kitchen complete with custom cabinetry, stainless steel appliances, and the sleekest island top I’ve ever seen ~ it feels SO good to run your hands over it! The living room boasts a steamy red cast-iron gas stove for extra coziness on those chilly nights and leads to the spacious, private, screened-in patio and adjacent outdoor seating area for seamless summer entertaining. Premium upgrades run throughout the property, including custom blinds, tailored closet storage systems, a mini-split, and efficient in-floor heating that extends into the attached double garage. The garage also boasts a durable, professionally epoxied floor. Outside, enjoy a freshly stained exterior and newly updated lawn landscaping AND this home has recently received brand new roofing. As a resident, you will gain access to unmatched community amenities: a large community room, an outdoor heated pool, 600 feet of pristine level shoreline, and a slip in the private, protected harbor to keep your watercraft secure. Whether you are looking for a year-round residence or a premier summer getaway on the Cass Chain, this home delivers the ultimate lakeside lifestyle.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Boiler, Ductless Mini-Split, Fireplace(s), In-Floor Heating
- Cooling
- Ductless Mini-Split
- Appliances
- Dishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- One
- Garage
- 2 spaces · 22x24 · 528 sqft
- Parking features
- Attached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
- Patio & porch
- Enclosed, Patio, Screened
- Exterior features
- Log Siding
- Pool
- Below Ground, Outdoor, Shared
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Frame
- Foundation
- Slab · 1,200 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 2017
Utilities
- Water
- Shared System
- Sewer
- Shared Septic
- Fuel
- Propane
- Electric
- Circuit Breakers, 200+ Amp Service
Community & HOA
- Subdivision
- Toms Harbor
- HOA
- $4,300/annual
- HOA name
- Vince Accardo
- HOA phone
- 8176832151
- HOA includes
- Beach Access, Dock, Hazard Insurance, Lawn Care, Recreation Facility, Sewer, Shared Amenities, Snow Removal, Water
- HOA amenities
- Other
Financial & listing details
- Annual tax
- $2,544 (2026)
- Tax with assessments
- 2630
- Listed
- May 30, 2026
- Days on market
- 120 · 1 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
5882 Lakeshore Lane, Cass Lake, MN, 56633
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
