Listed at
$299,900
$341/sqft

Toms Harbor

16693 Hightop Way, Cass Lake, MN, 56633
2  Bedrooms2  Bathrooms880  Square Feet0.009  Acres
Days on market212
Year built2006
Garage spaces2
HOA / month$4,100
TypeResidential
Est. $5,997buyer credit when you buy with SODL
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About this home

You will not want to miss this two bedroom, two bath home in the Tom's Harbor CIC on beautiful Cass Lake! You will enjoy many amenities including: single level living, a new roof, detached two car garage plus finished loft area, boat slip on the harbor, swimming pools, lodge, and so much more! New aprons and decks really make this place move in ready for the next lucky buyer. Enjoy the property on the weekends or make it your full time year round residence, the choice is yours! Schedule Your Showing Today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2006
LevelsOne
Living area880 sqft
Above-grade finished880 sqft
Below-grade finished0 sqft
Lot size0.009 acres (39x110)
Days on market212
ListedFeb 25, 2026
MLS #NST7020658
CountyCass
SubdivisionToms Harbor
Parcel #293620149

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Range, Refrigerator

Property

Levels / stories
One
Garage
2 spaces · 28x28 · 784 sqft
Parking features
Detached Garage
Patio & porch
Deck, Porch
Exterior features
Wood
Pool
Below Ground

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Other · 880 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2006

Utilities

Water
Private
Sewer
Private Sewer
Fuel
Electric
Electric
Circuit Breakers

Community & HOA

Subdivision
Toms Harbor
HOA
$4,100/annual
HOA name
Tom's Harbor Association
HOA phone
8176832151
HOA includes
Dock, Lawn Care, Sanitation, Shared Amenities, Snow Removal
School district
115 - Cass Lake-Bena Schools

Financial & listing details

Annual tax
$1,600 (2025)
Tax with assessments
1666
Listed
Feb 25, 2026
Days on market
212 · 204 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Crawl Space, Unfinished
HeatingForced Air
CoolingCentral Air
AppliancesRange, Refrigerator
DiningEat In Kitchen, Living/Dining Room
AmenitiesDeck, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorWood
RoofAge 8 Years or Less, Asphalt
FoundationOther
Foundation area880 sqft
Patio/porchDeck, Porch
Lot featuresCleared
Road frontageCounty Road, No Outlet/Dead End, Unpaved Streets
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate
SewerPrivate Sewer
FuelElectric

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size784 sqft

Financial details

Annual taxes$1,600
Tax year2025
Taxes w/ assessments1666
Assessment pendingNo
HOA fee$4,100
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District115 - Cass Lake-Bena Schools
District number115
District phone2183352204
High schoolCass Lake-Bena Schools
SODL flat fee brokerage
$5,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,909/mo
Principal & interest$1,576
Property taxes$133
Home insurance (est.)$100
HOA fees$4,100
%
$59,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

16693 Hightop Way, Cass Lake, MN, 56633

Listing information

MLS #NST7020658
StatusActive
Last updatedSep 15, 2026, 1:31 PM
Originally listedFeb 28, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.