Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,234 (2026).

What school district is this property in?

This property is in the 31 - Bemidji school district.

How long has this property been on the market?

This property has been listed for 38 days.

Listed at

$289,900

$106/sqft

18232 W Windigo Drive

18232 W Windigo Drive, Cass Lake, MN, 56633

4 Bedrooms3 Bathrooms2,736 Square Feet2.31 Acres

Days on market38

Year built1957

ParkingGravel

TypeResidential

Est. $5,697buyer credit when you buy with SODL

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About this home

Cass Lake home with 206' of prime lakeshore! This property includes a 4 bed/3 bath home being sold As-Is. This lake property is an expansive 2 acres offering plenty of privacy and peaceful lake serenity. This property sits on one of the best fishing lakes in the area! Cass Lake is the largest of the eight lakes that make up the Cass Lake chain of lakes. The scenery is incredible on the 15,596-acre lake, with its 26.9 miles of forested shoreline and sandy beaches. Cass offers large populations of walleye, northern pike and perch. It is also very popular with muskie anglers. You will love the area for its many outdoor activities, as well as several restaurants and a golf course nearby! There are unlimited possibilities for this Cass Lake property!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1957

LevelsOne and One Half

Living area2,736 sqft

Above-grade finished2,016 sqft

Below-grade finished720 sqft

Lot size2.31 acres (Irreg)

Days on market38

ListedJun 9, 2026

MLS #NST7090519

CountyBeltrami

Parcel #460035600

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Baseboard, Boiler
Cooling: None
Laundry: Electric Dryer Hookup, Washer Hookup

Property

Levels / stories: One and One Half
Parking features: Gravel
Patio & porch: Patio
Exterior features: Cement Board
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 2,016 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 1957

Utilities

Water: 4-Inch Submersible, Drilled, Private, Well
Sewer: Private Sewer, Septic System Compliant - No, Tank with Drainage Field
Fuel: Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 31 - Bemidji
High school district: Bemidji

Financial & listing details

Annual tax: $5,234 (2026)
Tax with assessments: 5434
Listed: Jun 9, 2026
Days on market: 38 · 12 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Walkout

HeatingBaseboard, Boiler

CoolingNone

Fireplaces1

LaundryElectric Dryer Hookup, Washer Hookup

DiningInformal Dining Room

AmenitiesDock, Kitchen Window

AccessibilityNone

Exterior & lot

ExteriorCement Board

RoofAge Over 8 Years, Asphalt, Pitched

FoundationBlock

Foundation area2,016 sqft

Patio/porchPatio

Lot featuresAccessible Shoreline, Irregular Lot

Road frontageCounty Road, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well

SewerPrivate Sewer, Septic System Compliant - No, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingGravel

Garage spaces0

Financial details

Annual taxes$5,234

Tax year2026

Taxes w/ assessments5434

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$5,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,056/mo

Principal & interest$1,524

Property taxes$436

Home insurance (est.)$97

Down payment

$57,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.