Listed at
$134,900
$174/sqft

524 2nd Street

524 2nd Street, Saint Cloud, MN, 56304
2  Bedrooms1  Bathroom776  Square Feet0.12  Acres
Days on market123
Year built1925
Garage spaces2
TypeResidential
Est. $1,047buyer credit when you buy with SODL
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About this home

Step into a home with plenty of opportunity to make it your own. The home features durable fiber board siding accented by stone detail on the front of the home, architectural shingles (new shingles installed on house on 8/3/26), and seamless rain gutters designed for low-maintenance living. The detached two-stall garage features cement board siding for added durability, while the fenced backyard offers a great space for pets, play, gardening, or relaxing evenings outdoors. Inside, the enclosed front entry creates a warm welcome and offers flexible space that could easily serve as a cozy home office, reading nook, or sitting area. The main living area feels inviting and functional, complete with a ceiling fan operated by remote control and fresh interior paint throughout much of the home. Dual-pane windows help bring in natural light while supporting energy efficiency year-round. The kitchen is thoughtfully designed with ample cabinetry and generous countertop space, making meal prep and storage easy. All kitchen appliances can remain with the home, including the dishwasher, range, microwave, and refrigerator, adding immediate convenience for the next owner. Main-level bedrooms provide comfortable living with easy accessibility, including a primary bedroom featuring a walk-in closet. The full bathroom on the main level offers exceptional storage with two medicine cabinets and a built-in linen closet to help keep everything organized. Toward the back entry, a spacious mudroom provides a practical drop zone with a coat hook strip and room for a bench, creating the perfect transition space for busy daily life. Downstairs, the wide-open basement offers an impressive amount of storage and endless potential for hobbies, workspace, or future finishing possibilities. The washer and dryer can stay with the home as well. Additional features include a forced-air furnace, gas water heater, and a 100-amp breaker panel. This property is ready to welcome its next chapter. Experience the home firsthand by taking the interactive 3D tour.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1925
LevelsOne
Living area776 sqft
Above-grade finished776 sqft
Below-grade finished0 sqft
Lot size0.12 acres (40X132)
Days on market123
ListedMay 27, 2026
MLS #NST7081991
CountyBenton
Parcel #170043600

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Window Unit(s)
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 22x24 · 528 sqft
Parking features
Detached Garage
Exterior features
Cement Board, Fiber Board
Fencing
Chain Link, Full
Lot size
0.12 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 776 sqft
Roof
Asphalt
Year built
1925

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,196 (2026)
Listed
May 27, 2026
Days on market
123 · 2 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementFull
HeatingForced Air
CoolingWindow Unit(s)
LaundryLower Level, Laundry Room
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorCement Board, Fiber Board
RoofAsphalt
FoundationBlock
Foundation area776 sqft
Road frontageCity Street, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$2,196
Tax year2026
Taxes w/ assessments2196
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$1,047Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,047

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$937/mo
Principal & interest$709
Property taxes$183
Home insurance (est.)$45
%
$26,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

524 2nd Street, Saint Cloud, MN, 56304

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Listing information

MLS #NST7081991
StatusActive
Last updatedSep 18, 2026, 7:37 PM
Originally listedMay 29, 2026, 7:05 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.