Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,416 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

How long has this property been on the market?

This property has been listed for 63 days.

Listed at

$115,000

$82/sqft

Wright & Bensens Sub

504 Riverside Drive, Saint Cloud, MN, 56304

3 Bedrooms2 Bathrooms1,400 Square Feet0.19 Acres

Days on market63

Year built1920

ParkingGravel

TypeResidential

Est. $450buyer credit when you buy with SODL

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About this home

This is a fixer-upper. It has been vacant a couple years and there are repairs to be made. It will not be possible to purchase it with anything other than cash or conventional financing.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1920

LevelsTwo

Living area1,400 sqft

Above-grade finished1,400 sqft

Below-grade finished0 sqft

Lot size0.19 acres (50x166)

Days on market63

ListedJul 14, 2026

MLS #NST7109861

CountyBenton

SubdivisionWright & Bensens Sub

Parcel #170056500

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Central Air
Laundry: In Basement

Property

Levels / stories: Two
Parking features: Gravel, Open
Patio & porch: Front Porch
Exterior features: Stucco
Fencing: None
Waterfront: River Front, River View

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Brick, Concrete, Frame
Foundation: Poured Concrete · 702 sqft
Roof: Age Over 8 Years
Year built: 1920

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Wright & Bensens Sub
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,416 (2025)
Tax with assessments: 2634
Listed: Jul 14, 2026
Days on market: 63
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementDaylight/Lookout Windows, Full

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement

DiningBreakfast Area

AmenitiesCable, Ceiling Fan(s), City View, French Doors, Hardwood Floors, Kitchen Window, Natural Woodwork

AccessibilityNone

Exterior & lot

ExteriorStucco

RoofAge Over 8 Years

FoundationPoured Concrete

Foundation area702 sqft

Patio/porchFront Porch

Lot featuresAccessible Shoreline, Public Transit (w/in 6 blks), Tree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingGravel, Open

Garage spaces0

Financial details

Annual taxes$2,416

Tax year2025

Taxes w/ assessments2634

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$844/mo

Principal & interest$604

Property taxes$201

Home insurance (est.)$38

Down payment

$23,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.