Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,548 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

How long has this property been on the market?

This property has been listed for 119 days.

Listed at

$109,900

$96/sqft

320 8th Avenue

320 8th Avenue, Saint Cloud, MN, 56301

4 Bedrooms2 Bathrooms1,148 Square Feet0.06 Acres

Days on market119

Year built1895

ParkingDriveway - Other Surface

TypeResidential

Est. $297buyer credit when you buy with SODL

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About this home

Great Investment opportunity in South St. Cloud on single family rental priced below appraised value! This 4-bedroom, 1-bath 1.75-story home is currently rented for $1,700 per month with reliable long-term tenants who have occupied the home for over 10 years. Month-to-month lease offers flexibility for investors. Perfect chance to start or expand your investment portfolio with a property that already has steady rental income.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1895

LevelsTwo

Living area1,148 sqft

Above-grade finished1,148 sqft

Below-grade finished0 sqft

Lot size0.06 acres (40 x 66)

Days on market119

ListedJun 2, 2026

MLS #NST7084938

CountyStearns

Parcel #82522230000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: None
Appliances: Dryer, Gas Water Heater, Range, Refrigerator, Washer

Property

Levels / stories: Two
Parking features: Driveway - Other Surface
Patio & porch: Porch
Exterior features: Stone
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 663 sqft
Roof: Age Over 8 Years
Year built: 1895

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,548 (2026)
Listed: Jun 2, 2026
Days on market: 119 · 72 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementPartial

HeatingForced Air

CoolingNone

LaundryMain Level

AppliancesDryer, Gas Water Heater, Range, Refrigerator, Washer

AccessibilityNone

Exterior & lot

ExteriorStone

RoofAge Over 8 Years

FoundationBlock

Foundation area663 sqft

Patio/porchPorch

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDriveway - Other Surface

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$1,548

Tax year2026

Taxes w/ assessments1548

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$743/mo

Principal & interest$578

Property taxes$129

Home insurance (est.)$37

Down payment

$21,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.