Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,898 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 43 days.

Listed at

$109,000

$63/sqft

River-Side

119 2nd Avenue, Saint Cloud, MN, 56304

3 Bedrooms2 Bathrooms1,732 Square Feet0.09 Acres

Days on market43

Year built1948

Garage spaces1

TypeResidential

Est. $270buyer credit when you buy with SODL

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About this home

Welcome to this cute one-story home on St. Cloud's NE side! Featuring beautiful hardwood floors throughout the main level, a spacious living room, three bedrooms, and a full bath. The lower level features a huge workshop/flex Space, an abundance of storage areas, and a convenient quarter bath. Outside has a partially enclosed structure off the back porch, a one stall garage, and an extra storage shed. Wheelchair ramp located on front of home, for easy accessibly! Located nearby parks and easy access to major streets, shopping, dining, and more. With so much space and potential, this home offers a huge value! Come take a look and make it your own!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1948

LevelsOne

Living area1,732 sqft

Above-grade finished932 sqft

Below-grade finished800 sqft

Lot size0.09 acres (44x94)

Days on market43

ListedAug 14, 2026

MLS #NST7126069

CountyBenton

SubdivisionRiver-Side

Parcel #170065400

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: None
Appliances: Cooktop, Dishwasher, Gas Water Heater, Range, Refrigerator

Property

Levels / stories: One
Garage: 1 space · 280 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Deck, Rear Porch, Screened
Exterior features: Metal, Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 932 sqft
Year built: 1948

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Fuses

Community & HOA

Subdivision: River-Side
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,898 (2026)
Listed: Aug 14, 2026
Days on market: 43
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementPartially Finished

HeatingForced Air

CoolingNone

LaundryIn Basement

AppliancesCooktop, Dishwasher, Gas Water Heater, Range, Refrigerator

AccessibilityWheelchair Ramp(s)

Exterior & lot

ExteriorMetal, Vinyl

FoundationBlock

Foundation area932 sqft

Patio/porchDeck, Rear Porch, Screened

Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces1

Garage size280 sqft

Financial details

Annual taxes$1,898

Tax year2026

Taxes w/ assessments1898

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$270Estimated buyer credit

SODL platform fee $3,000Your buyer credit $270

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$767/mo

Principal & interest$573

Property taxes$158

Home insurance (est.)$36

Down payment

$21,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.