Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,290 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 77 days.

Sold / Closed

$110,500

Sold price · Closed Jul 31, 2026

404 4th Avenue

404 4th Avenue, Saint Cloud, MN, 56304

1 Bedrooms1 Bathroom0.14 Acres

Days on market77

Year built1895

Garage spaces1

TypeResidential

Est. $315buyer credit when you buy with SODL

About this home

Charming One-Level Living in a Prime Location! Welcome to this adorable and well-maintained home, perfectly situated in a desirable neighborhood close to schools, places of worship, and a variety of shopping and dining options. Ideal for anyone looking for convenient, single-level living, this home blends comfort, practicality, and charm. Step inside to discover a bright and airy layout, anchored by a beautifully designed kitchen featuring soaring vaulted ceilings, a functional center island perfect for meal prep or casual dining, full appliance package, a convenient coat closet, and a tucked-away laundry closet for added efficiency. The main living area is warm and inviting, offering a versatile space for relaxing or entertaining. A dedicated office space provides a quiet nook for remote work or study, and a full bathroom on the main floor ensures easy access for residents and guests alike. The lovely bedroom offers comfort and storage with dual closets, while the layout of the home keeps everything within easy reach—ideal for those looking for a low-maintenance lifestyle. Step outside to enjoy your private backyard retreat, complete with a deck that overlooks a lightly treed lot—perfect for morning coffee, evening relaxation, or entertaining friends. The detached single-stall garage offers additional storage and protection from the elements. Located just blocks from the river, this home offers easy access to walking trails, parks, and nature—blending suburban convenience with outdoor enjoyment. Whether you're a first-time buyer, downsizing, or seeking the simplicity of one-level living, this home checks all the boxes!

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1895

LevelsOne

Living area0 sqft

Above-grade finished0 sqft

Below-grade finished0 sqft

Lot size0.14 acres (50x124)

Days on market77

ListedMay 19, 2026

MLS #NST7077100

CountyBenton

Parcel #170087800

Facts & features

Interior

Bedrooms: 1
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Window Unit(s)
Appliances: Dishwasher, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 240 sqft
Parking features: Detached Garage
Patio & porch: Deck
Exterior features: Vinyl
Lot size: 0.14 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Other · 895 sqft
Roof: Asphalt
Year built: 1895

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Natural Gas

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,290 (2025)
Tax with assessments: 1300
Listed: May 19, 2026
Days on market: 77 · 81 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space, Wood

HeatingForced Air

CoolingWindow Unit(s)

LaundryIn Kitchen, Laundry Closet, Main Level

AppliancesDishwasher, Range, Refrigerator, Washer

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Deck, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationOther

Foundation area895 sqft

Patio/porchDeck

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size240 sqft

Financial details

Annual taxes$1,290

Tax year2025

Taxes w/ assessments1300

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$315Estimated buyer credit

SODL platform fee $3,000Your buyer credit $315

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$725/mo

Principal & interest$581

Property taxes$108

Home insurance (est.)$37

Down payment

$22,100

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.