Sold / Closed
$590,000

Sold price · Closed Oct 2, 2026

$387/sqft

Auerbachs Rearr-Pt Wht Bear

4887 Stewart Avenue, White Bear Lake, MN, 55110
4  Bedrooms2  Bathrooms1,576  Square Feet0.161  Acres
Days on market45
Year built1915
Garage spaces2
TypeResidential
Est. $15,297buyer credit when you buy with SODL

About this home

This beautifully remodeled 4 bed, 3 bath 2 story blends 1914 character with high-end updates. The stunning kitchen renovation features dark alder cabinetry, quartz counters, a picture window, and a stylish adjoining powder room with basket weave stone tile. Original birch floors, an open dining/living archway, and artisan light fixtures throughout add warmth and character. Upstairs offers 3 spacious bedrooms and a beautifully restored wainscotted bath. Outside, enjoy a large paver patio and paver driveway, updated cedar shake and cement siding. A legacy rain garden and three native trees were added through Minnesota state and Rice Creek Watershed grants. Additional highlights: newer furnace and water heater, spacious 2 stall garage, and ample basement storage. This home also ranks notably high for energy efficiency, a rare combination of vintage charm and modern performance. Move in ready and full of character, just 3 blocks from the lake!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1915
LevelsTwo
Living area1,576 sqft
Above-grade finished1,576 sqft
Below-grade finished0 sqft
Lot size0.161 acres (141x50)
Days on market45
ListedAug 6, 2026
MLS #NST7122362
CountyRamsey
SubdivisionAuerbachs Rearr-Pt Wht Bear
Parcel #143022140022

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 21x23 · 483 sqft
Parking features
Detached Garage
Patio & porch
Front Porch, Patio
Exterior features
Cement Board, Shakes
Lot size
0.161 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 725 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1915

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Auerbachs Rearr-Pt Wht Bear
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$7,148 (2025)
Listed
Aug 6, 2026
Days on market
45
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Full, Unfinished
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
DiningLiving/Dining Room
AmenitiesHardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Sun Room, Tile Floors
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorCement Board, Shakes
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area725 sqft
Patio/porchFront Porch, Patio
Lot featuresTree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size483 sqft

Financial details

Annual taxes$7,148
Tax year2025
Taxes w/ assessments7148
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$15,297Estimated buyer credit
SODL platform fee $3,000Your buyer credit $15,297

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,004/mo
Principal & interest$3,205
Property taxes$596
Home insurance (est.)$203
%
$121,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4887 Stewart Avenue, White Bear Lake, MN, 55110

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Listing information

MLS #NST7122362
StatusClosed
Last updatedOct 3, 2026, 4:59 PM
Originally listedAug 10, 2026, 12:00 AM
Listing officeToft Realty LLC
Co-listing officeToft Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.