Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,728 (2025).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 76 days.

No photos available

Sold / Closed

$500,000

Sold price · Closed Oct 22, 2025

$473/sqft

Auerbachs Rearr-Pt Wht Bear

4838 Stewart Avenue, White Bear Lake, MN, 55110

2 Bedrooms1 Bathroom1,162 Square Feet0.16 Acres

Days on market76

Year built1915

Garage spaces1

TypeResidential

Est. $13,485buyer credit when you buy with SODL

About this home

Welcome home to this charming main level living gem in the heart of Downtown White Bear Lake. The prime location provides walkability to all the restaurants, shops, public parks, beaches, trails and boat launches that White Bear has to offer. Step inside where you'll fall in the love with the open floor plan and historic appeal. The spacious updated kitchen flows seamlessly into the dining and living spaces where you'll love the recently refinished hardwood floors and gas fireplace. The main floor boasts 2 bedrooms, a full bathroom, laundry space with new washer & dryer, screen porch and fresh paint throughout. Enjoy the mix of original woodwork along with modern conveniences like central heating/cooling and an attached garage. Perfect as a year-round residence or a weekend getaway. Move in and enjoy the beautiful lakeside community of downtown White Bear Lake!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1915

LevelsOne

Living area1,162 sqft

Above-grade finished1,162 sqft

Below-grade finished0 sqft

Lot size0.16 acres (50x141)

Days on market76

ListedAug 8, 2025

MLS #NST6765051

CountyRamsey

SubdivisionAuerbachs Rearr-Pt Wht Bear

Parcel #133022230079

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Wall Oven, Washer

Property

Levels / stories: One
Garage: 1 space · 180 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Porch
Exterior features: Vinyl
Fencing: Partial, Privacy

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,162 sqft
Roof: Asphalt, Pitched
Year built: 1915

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Auerbachs Rearr-Pt Wht Bear
HOA: No HOA
School district: 624 - White Bear Lake
High school district: White Bear Lake

Financial & listing details

Annual tax: $5,728 (2025)
Tax with assessments: 5950
Listed: Aug 8, 2025
Days on market: 76
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Full, Unfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesCooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Wall Oven, Washer

DiningBreakfast Area, Eat In Kitchen, Separate/Formal Dining Room

AmenitiesHardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch

AccessibilityNo Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAsphalt, Pitched

FoundationBlock

Foundation area1,162 sqft

Patio/porchPorch

Lot featuresTree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces1

Garage size180 sqft

Financial details

Annual taxes$5,728

Tax year2025

Taxes w/ assessments5950

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$13,485Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,485

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,548/mo

Principal & interest$2,888

Property taxes$477

Home insurance (est.)$183

Down payment

$109,900

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.