Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $7,488 (2025).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 23 days.

Sold / Closed

$625,010

Sold price · Closed Jul 29, 2026

$357/sqft

White Bear

2297 4th Street, White Bear Lake, MN, 55110

3 Bedrooms3 Bathrooms1,752 Square Feet0.322 Acres

Days on market23

Year built1905

Garage spaces2

TypeResidential

Est. $15,750buyer credit when you buy with SODL

About this home

Timeless 1905 home making its debut on the market after more than 120 years of loving family ownership and care. Set on an exceptional lot with beautiful views of White Bear Lake, this 3 bedroom, 3 bathroom home offers 1,752 square feet of historic charm paired with thoughtful updates. A charming front porch welcomes you in and provides the perfect place to enjoy the scenic surroundings and neighborhood. Inside, the thoughtfully updated kitchen features a premium Viking gas range, blending modern functionality with classic character. The spacious upper-level bathroom showcases a custom tile walk-in shower, and a soaking tub designed for comfort and relaxation. The beautifully landscaped yard is framed by mature trees, offering shade, privacy, and classic charm. Rich in history and craftsmanship, this rare offering presents a unique opportunity to own a truly special home with enduring character in a highly desirable setting.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1905

LevelsTwo

Living area1,752 sqft

Above-grade finished1,752 sqft

Below-grade finished0 sqft

Lot size0.322 acres (85 x 165)

Days on market23

ListedJun 5, 2026

MLS #NST6780895

CountyRamsey

SubdivisionWhite Bear

Parcel #133022320017

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 2 1/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 21 x19 · 426 sqft
Parking features: Detached Garage
Patio & porch: Deck, Front Porch, Glass Enclosed
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Stone
Foundation: Block, Combination, Stone · 777 sqft
Roof: Age Over 8 Years, Architectural Shingle
Year built: 1905

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street
Fuel: Natural Gas

Community & HOA

Subdivision: White Bear
HOA: No HOA
School district: 624 - White Bear Lake
High school district: White Bear Lake

Financial & listing details

Annual tax: $7,488 (2025)
Listed: Jun 5, 2026
Days on market: 23
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths0

Half baths0

1/4 baths2

BasementUnfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningInformal Dining Room, Separate/Formal Dining Room

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorWood

RoofAge Over 8 Years, Architectural Shingle

FoundationBlock, Combination, Stone

Foundation area777 sqft

Patio/porchDeck, Front Porch, Glass Enclosed

Lot featuresTree Coverage - Medium

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size426 sqft

Financial details

Annual taxes$7,488

Tax year2025

Taxes w/ assessments7488

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$15,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $15,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,117/mo

Principal & interest$3,285

Property taxes$624

Home insurance (est.)$208

Down payment

$125,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.