Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $7,966.62 (2026).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 21 days.

Pending

$675,000

$463/sqft

2291 5th Street

2291 5th Street, White Bear Lake, MN, 55110

2 Bedrooms3 Bathrooms1,457 Square Feet0.26 Acres

Days on market21

Year built1940

Garage spaces2

TypeResidential

Est. $17,250buyer credit when you buy with SODL

About this home

Absolutely charming cottage near downtown White Bear Lake. Location doesn't get better than this! This classic Cape Cod is a perfect blend of character and modern updates. Remodeled kitchen, gorgeous wood floors, private back porch, wood-burning fireplace, newer half bath, lovely landscaping and gardens. Roof, some windows and electrical new in 2024. With the lake nearby and an unbeatable walkable location to parks, restaurants, bars and boutiques, this is a rare opportunity to enjoy the best of White Bear Lake.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1940

LevelsTwo

Living area1,457 sqft

Above-grade finished1,197 sqft

Below-grade finished260 sqft

Lot size0.26 acres (150 x 60)

Days on market21

ListedAug 27, 2026

MLS #NST7133782

CountyRamsey

Parcel #133022230096

Facts & features

Interior

Bedrooms: 2
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 624 sqft
Parking features: Detached Garage, Concrete
Patio & porch: Rear Porch
Exterior features: Shakes
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 896 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1940

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 624 - White Bear Lake
High school district: White Bear Lake

Financial & listing details

Annual tax: $7,966.62 (2026)
Tax with assessments: 8570
Listed: Aug 27, 2026
Days on market: 21
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Laundry Room

AppliancesDishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

DiningBreakfast Area, Eat In Kitchen, Separate/Formal Dining Room

AmenitiesHardwood Floors, Kitchen Window, Natural Woodwork, Porch, Tile Floors, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorShakes

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area896 sqft

Patio/porchRear Porch

Lot featuresCorner Lot

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces2

Garage size624 sqft

Financial details

Annual taxes$7,966.62

Tax year2026

Taxes w/ assessments8570

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$17,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,436/mo

Principal & interest$3,547

Property taxes$664

Home insurance (est.)$225

Down payment

$135,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.