Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,152 (2025).

What school district is this property in?

This property is in the 8001 - Aitkin school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 50 days.

Sold / Closed

$749,900

Sold price · Closed May 29, 2026

$322/sqft

Murphys Spirit Lake

40435 303rd Lane, Aitkin, MN, 56431

3 Bedrooms3 Bathrooms2,328 Square Feet6.5 Acres

Days on market50

Year built1996

Garage spaces2

TypeResidential

Est. $19,497buyer credit when you buy with SODL

About this home

Stunning 3BR/3BA Home on Spirit Lake! Bright and sunny lakefront home with soaring windows and breathtaking views of Spirit Lake. Enjoy 125 feet of shoreline with a dock and easy entry to the lake-perfect for swimming, fishing, and boating. The lake-facing primary suite features a fireplace, walk-in closet, and private bath with jetted tub and step-in shower. Two additional bedrooms upstairs. Spacious kitchen with center island and abundant storage. Exceptional laundry room with extra cabinetry and wash tub. Maintenance-free deck (2018), gutters, attached 2-car garage, and backup generator for added peace of mind. Acreage across the road provides additional privacy and open space. Sale includes an additional 6.1 acres (PID 07-0-048401). Extensive updates throughout the years include: roof (2025), well pressure tank & exterior chimney brickwork (2024), propane tank (2023), furnace, A/C air exchange (2019), plus many more improvements. Move in and start enjoying lake life!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1996

LevelsOne and One Half

Living area2,328 sqft

Above-grade finished2,328 sqft

Below-grade finished0 sqft

Lot size6.5 acres (97x234)

Days on market50

ListedFeb 25, 2026

MLS #NST7025065

CountyAitkin

SubdivisionMurphys Spirit Lake

Parcel #071104800

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, Humidifier
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 600 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Composite Decking, Deck
Exterior features: Cedar
Waterfront: Dock, Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,725 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1996

Utilities

Water: Private, Well
Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel: Propane

Community & HOA

Subdivision: Murphys Spirit Lake
HOA: No HOA
School district: 8001 - Aitkin
High school district: Aitkin

Financial & listing details

Annual tax: $4,152 (2025)
Listed: Feb 25, 2026
Days on market: 50
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementPartial

HeatingForced Air, Humidifier

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Porch, Panoramic View, Security Lights, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorCedar

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,725 sqft

Patio/porchComposite Decking, Deck

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Well

SewerMound Septic, Private Sewer, Septic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size600 sqft

Financial details

Annual taxes$4,152

Tax year2025

Taxes w/ assessments4152

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District8001 - Aitkin

District number8001

District phone2189272115

High schoolAitkin

SODL flat fee brokerage

$19,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $19,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,537/mo

Principal & interest$3,941

Property taxes$346

Home insurance (est.)$250

Down payment

$149,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.