Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,450 (2026).

What school district is this property in?

This property is in the 8001 - Aitkin school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 24 days.

Pending

$800,000

$193/sqft

42552 323rd Lane

42552 323rd Lane, Aitkin, MN, 56431

4 Bedrooms3 Bathrooms4,148 Square Feet0.67 Acres

Days on market24

Year built2004

Garage spaces3

TypeResidential

Est. $21,000buyer credit when you buy with SODL

About this home

Amazing 4-bedroom, 3-bathroom lakefront home. The property has 220 feet of rip rap lake shore on an almost 400-acre lake. Roof and siding replaced in 2025. Main-level living with vaulted ceilings and an open floor plan. Walk out to a large maintenance-free deck. Main-level laundry with an additional storage room right off the garage. Primary bedroom and bathroom have large windows for the beautiful lake view. The lower level features in floor heat, a game room, garage/storage/workshop room with a fish cleaning station with sink, and a lakeside garage door. The family room features a mini kitchen and walks out to the covered stone patio with an outdoor shower and leads gradually down to the lake and dock. Come and see all of the thoughtful features this property has to make your new relaxing lake home perfect.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2004

LevelsOne

Living area4,148 sqft

Above-grade finished2,110 sqft

Below-grade finished2,038 sqft

Lot size0.67 acres (0)

Days on market24

ListedAug 5, 2026

MLS #NST7122063

CountyAitkin

Parcel #070020600

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air, Radiant
Cooling: Central Air
Laundry: Laundry Room, Main Level

Property

Levels / stories: One
Garage: 3 spaces
Parking features: Attached Garage
Patio & porch: Composite Decking, Deck, Front Porch, Patio
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 2,110 sqft
Year built: 2004

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 8001 - Aitkin
High school district: Aitkin

Financial & listing details

Annual tax: $3,450 (2026)
Listed: Aug 5, 2026
Days on market: 24
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Walkout

HeatingForced Air, Radiant

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Security System, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar

AccessibilityDoors 36"+

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

FoundationBlock

Foundation area2,110 sqft

Patio/porchComposite Decking, Deck, Front Porch, Patio

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size0 sqft

Financial details

Annual taxes$3,450

Tax year2026

Taxes w/ assessments3450

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District8001 - Aitkin

District number8001

District phone2189272115

High schoolAitkin

SODL flat fee brokerage

$21,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $21,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,759/mo

Principal & interest$4,204

Property taxes$288

Home insurance (est.)$267

Down payment

$160,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.