Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,564 (2025).

What school district is this property in?

This property is in the 813 - Lake City school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 119 days.

Listed at

$329,900

$183/sqft

Lake City

402 N Oak Street, Lake City, MN, 55041

4 Bedrooms2 Bathrooms1,800 Square Feet0.177 Acres

Days on market119

Year built1955

Garage spaces1

TypeResidential

Est. $6,897buyer credit when you buy with SODL

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About this home

Beautifully updated four-bedroom, two-bathroom rambler located on a desirable corner lot within walking distance to downtown. This home features hardwood floors, spacious kitchen with stainless steel appliances, eat-in kitchen and informal dining area. The finished basement offers flexible space for a recreation room, bedroom, home office, or additional living area. Step outside to enjoy the expansive yard, complete with a back patio for relaxing or entertaining, a storage shed for extra convenience, and a detached one-car garage.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1955

LevelsOne

Living area1,800 sqft

Above-grade finished1,392 sqft

Below-grade finished408 sqft

Lot size0.177 acres (60x129)

Days on market119

ListedFeb 12, 2026

MLS #NST7017804

CountyWabasha

SubdivisionLake City

Parcel #R220049700

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 1 space · 12x22 · 264 sqft
Parking features: Detached Garage
Patio & porch: Covered, Patio
Exterior features: Other
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,392 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1955

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Lake City
HOA: No HOA
School district: 813 - Lake City
High school district: Lake City

Financial & listing details

Annual tax: $2,564 (2025)
Listed: Feb 12, 2026
Days on market: 119 · 88 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Full, Partially Finished

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Lower Level, Sink, Washer Hookup

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Tile Floors, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorOther

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,392 sqft

Patio/porchCovered, Patio

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size264 sqft

Financial details

Annual taxes$2,564

Tax year2025

Taxes w/ assessments2564

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District813 - Lake City

District number813

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$6,897Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,897

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,057/mo

Principal & interest$1,734

Property taxes$214

Home insurance (est.)$110

Down payment

$65,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.