Listed at
$265,000
$125/sqft

Lake City

208 N High Street, Lake City, MN, 55041
3  Bedrooms2  Bathrooms2,112  Square Feet0.172  Acres
Days on market18
Year built1912
Garage spaces1
TypeResidential
Est. $4,950buyer credit when you buy with SODL
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About this home

Welcome to this spacious and whimsical Lake City cottage, brimming with character, charm, and exceptional curb appeal. Beautiful perennial gardens and thoughtfully planted landscaping welcome you to a home that truly feels special. The main level offers an inviting blend of living and entertaining spaces, including a large family room, living room, and formal dining room. The updated eat-in kitchen features granite countertops and newer-style cabinetry, with a convenient deck just off the kitchen. Two charming porches provide additional spaces to relax, entertain, and enjoy the neighborhood—plus, they offer a front-row view of the Water Ski Days Parade! The updated main-floor bathroom adds modern convenience, while the upper-level features three generously sized bedrooms, a bathroom with a classic clawfoot tub, and a spacious storage room that could easily be transformed into a home office, studio, or bonus room. Beautiful original woodwork and hardwood floors add warmth and timeless character throughout the home. Front and back stairways provide added convenience and flexibility. The large basement features tall ceilings and excellent storage potential. Recent improvements include a complete reroof in 2023, replacement of the AC in 2024, new basement glass block windows in 2023, a new water heater in 2026, and replacement of the north-side retaining wall in 2025. The previous owner also completed numerous thoughtful updates, detailed in the prior seller's disclosure included in the supplements. Ideally located near Lake City's shops and retail, as well as the parks and recreational opportunities along Lake Pepin, this home puts you close to all that makes the community so special. Walk to the farmers market, enjoy the nearby parks, or relax on your porch and take in the festivities. With its distinctive architecture, beautiful gardens, original details, and wonderful location, this is more than a house—it’s a unique and character-filled home in the charming town of Lake City.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1912
LevelsTwo
Living area2,112 sqft
Above-grade finished2,112 sqft
Below-grade finished0 sqft
Lot size0.172 acres (Irregular)
Days on market18
ListedSep 10, 2026
MLS #NST7140938
CountyWabasha
SubdivisionLake City
Parcel #R220035800

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
1 space · 20x10 · 200 sqft
Parking features
Detached Garage
Patio & porch
Covered, Deck, Front Porch
Exterior features
Stucco, Wood
Fencing
Full, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Combination · 1,134 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1912

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Lake City
HOA
No HOA
School district
813 - Lake City
High school district
Lake City

Financial & listing details

Annual tax
$3,126 (2026)
Listed
Sep 10, 2026
Days on market
18
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Full
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen
AccessibilityNone

Exterior & lot

ExteriorStucco, Wood
RoofAge 8 Years or Less, Asphalt
FoundationCombination
Foundation area1,134 sqft
Patio/porchCovered, Deck, Front Porch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size200 sqft

Financial details

Annual taxes$3,126
Tax year2026
Taxes w/ assessments3126
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District813 - Lake City
District number813
District phone6513452198
High schoolLake City
SODL flat fee brokerage
$4,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,742/mo
Principal & interest$1,393
Property taxes$261
Home insurance (est.)$88
%
$53,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

208 N High Street, Lake City, MN, 55041

Listing information

MLS #NST7140938
StatusActive
Last updatedSep 11, 2026, 10:14 AM
Originally listedSep 10, 2026, 9:52 AM
Listing officeFuze Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.