Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $9,929 (2026).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 70 days.

Listed at

$1,895,000

$491/sqft

35184 West Shore Drive

35184 West Shore Drive, Crosslake, MN, 56442

4 Bedrooms3 Bathrooms3,858 Square Feet1.17 Acres

Days on market70

Year built1990

Garage spaces4

TypeResidential

Est. $53,850buyer credit when you buy with SODL

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About this home

This premier Cross Lake home offers a rare blend of privacy, space, and classic Minnesota lake living. Nestled on a beautifully wooded 1+ acre lot with a curved driveway approach, it features four bedrooms, three bathrooms, and a dedicated bunk room—ideal for hosting groups of people for gatherings. Inside, a natural gas fireplace and a wood-burning fireplace create a warm, inviting atmosphere, complemented by quality finishes and Andersen windows. The property’s lakeside setting and sand beach area is perfect for relaxing and entertaining. Carefully maintained and thoughtfully improved over the years, this home is ready for its next chapter. The dock offers a front-row seat to the July fireworks display. Ample storage and versatility with both attached and detached 2-stall garages, offering plenty of space for vehicles, recreational equipment, and more. Ideally situated adjacent to the bike trail for connectivity to Crosslake. This exceptional Cross Lake property offers the perfect blend of comfort, recreation and the best of lake living!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1990

LevelsOne

Living area3,858 sqft

Above-grade finished1,929 sqft

Below-grade finished1,929 sqft

Lot size1.17 acres (100 x 510 x 103 x 500)

Days on market70

ListedJul 2, 2026

MLS #NST7100149

CountyCrow Wing

Parcel #14190504

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 3 full
Heating: Baseboard, Forced Air, Radiant
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 4 spaces · 21 x 22, 22 x 24 · 988 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Floor Drain, Garage Door Opener, Insulated Garage
Patio & porch: Deck, Patio
Exterior features: Cedar, Wood
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,929 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1990

Utilities

Water: Drilled, Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Electric, Natural Gas
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 186 - Pequot Lakes
High school district: Pequot Lakes

Financial & listing details

Annual tax: $9,929 (2026)
Tax with assessments: 9954
Listed: Jul 2, 2026
Days on market: 70 · 39 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Finished, Storage Space, Walkout

HeatingBaseboard, Forced Air, Radiant

CoolingCentral Air

Fireplaces2

LaundryLaundry Room, Main Level, Sink

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Porch, Panoramic View, Security System, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorCedar, Wood

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area1,929 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Medium, Underground Utilities

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Floor Drain, Garage Door Opener, Insulated Garage

Garage spaces4

Garage size988 sqft

Financial details

Annual taxes$9,929

Tax year2026

Taxes w/ assessments9954

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$53,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $53,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$11,418/mo

Principal & interest$9,959

Property taxes$827

Home insurance (est.)$632

Down payment

$379,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.