Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $14,648 (2026).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 4 days.

Listed at

$2,250,000

$548/sqft

12462 Anchor Point Road

12462 Anchor Point Road, Crosslake, MN, 56442

4 Bedrooms4 Bathrooms4,104 Square Feet0.57 Acres

Days on market4

Year built1989

Garage spaces3

TypeResidential

Est. $64,500buyer credit when you buy with SODL

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About this home

Embrace the quintessential Up North lifestyle on sought-after Anchor Point Road! This charming west-facing property offers 125 feet of sandy shoreline on Lower Whitefish Lake, part of the Whitefish Chain, with stunning sunset views and a perfect sandy beach area. Blending rustic cabin charm with thoughtful updates, this 4-bedroom, 4-bath home offers approximately 4,100 square feet of inviting living space. Highlights include a lakeside screen porch, walkout lower level, and an impressive three-story masonry fireplace that creates three warm, memorable gathering spaces. The lakeside primary suite captures panoramic lake views and features its own private deck. The property offers exceptional storage with a two-stall detached garage, ideal for roadside storage and vehicles, plus a tuck-under garage designed for yard equipment, lake toys, and recreational gear. Even better, the property is being offered with furnishings, allowing you to settle in and start enjoying lake life right away. Conveniently located near downtown Crosslake and area amenities, yet surrounded by the beauty and recreation of the Whitefish Chain. A special opportunity to enjoy timeless Up North character, beautiful lakefront, and the comforts of a well-maintained and thoughtfully updated home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1989

LevelsMore Than 2 Stories

Living area4,104 sqft

Above-grade finished2,736 sqft

Below-grade finished1,368 sqft

Lot size0.57 acres (125 x 204 x 127 x 180)

Days on market4

ListedSep 24, 2026

MLS #NST7145773

CountyCrow Wing

Parcel #14070689

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 1 full / 2 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Wall Oven, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories: More Than 2 Stories
Garage: 3 spaces · 28 x 32 · 896 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Tuckunder Garage
Patio & porch: Covered, Front Porch, Rear Porch, Screened
Exterior features: Log Siding
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,824 sqft
Roof: Age 8 Years or Less
Year built: 1989

Utilities

Water: Drilled, Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 186 - Pequot Lakes
High school district: Pequot Lakes

Financial & listing details

Annual tax: $14,648 (2026)
Listed: Sep 24, 2026
Days on market: 4
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths1

3/4 baths2

Half baths1

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full, Storage Space, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryLower Level, Upper Level

AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Wall Oven, Washer, Water Softener Owned, Wine Cooler

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, Porch, Panoramic View, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresPrimary Bdr Suite

Exterior & lot

ExteriorLog Siding

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,824 sqft

Patio/porchCovered, Front Porch, Rear Porch, Screened

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Tuckunder Garage

Garage spaces3

Garage size896 sqft

Financial details

Annual taxes$14,648

Tax year2026

Taxes w/ assessments14648

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$64,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $64,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$13,795/mo

Principal & interest$11,825

Property taxes$1,221

Home insurance (est.)$750

Down payment

$450,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.