Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $6,700 (2025).

What school district is this property in?

This property is in the 22 - Detroit Lakes school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 74 days.

Listed at

$1,350,000

$443/sqft

33685 N Cotton Lake Road

33685 N Cotton Lake Road, Rochert, MN, 56578

3 Bedrooms3 Bathrooms3,050 Square Feet1.47 Acres

Days on market74

Year built1996

Garage spaces3

TypeResidential

Est. $37,500buyer credit when you buy with SODL

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About this home

COTTON LAKE one-of-a-kind lakefront property featuring 1.47 acres and 183 feet of beautiful shoreline, this exceptional property offers a rare combination of space, privacy, and breathtaking views. The thoughtfully designed layout both inside & outside includes a dedicated beach house near the water perfect for family gatherings, an expansive yard, a gently winding secondary driveway & 24x32 outbuilding & 2-stall detached garage, both providing excellent storage for lake toys, vehicles, tools, or recreational equipment. The generous 184’ of frontage offers stunning panoramic views and endless opportunities to enjoy boating, swimming, and everything lake life has to offer. Inside, the home features an open layout with 3 bedrooms, 2 bonus spaces that could be used as bedrooms and 3 bathrooms. On the main floor you will find 2 bedrooms, a dedicated office & 2 bathrooms. In the walkout lower level you will find 3 bedrooms, a bathroom, wood burning fireplace & a screened porch providing the perfect place to relax and take in the lake views with no bugs! An attached garage with tons of storage above adds convenience. This rare Cotton Lake property combines acreage, privacy, and extensive frontage-making it a truly special opportunity to own a premier piece of lakefront real estate!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1996

LevelsOne

Living area3,050 sqft

Above-grade finished1,525 sqft

Below-grade finished1,525 sqft

Lot size1.47 acres (1.47 AC)

Days on market74

ListedApr 8, 2026

MLS #NST7051410

CountyBecker

Parcel #160265001

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Baseboard, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 385 sqft
Parking features: Attached Garage, Detached Garage
Patio & porch: Deck, Screened
Exterior features: Steel Siding
Other structures: Garage(s), Bunk House, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 8 ft+ Pour · 1,525 sqft
Roof: Asphalt
Year built: 1996

Utilities

Water: Well
Sewer: Tank with Drainage Field
Fuel: Electric

Community & HOA

HOA: No HOA
School district: 22 - Detroit Lakes
High school district: Detroit Lakes

Financial & listing details

Annual tax: $6,700 (2025)
Listed: Apr 8, 2026
Days on market: 74 · 61 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout

HeatingBaseboard, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryIn Basement

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

AmenitiesDeck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Vaulted Ceiling(s)

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorSteel Siding

RoofAsphalt

Foundation8 ft+ Pour

Foundation area1,525 sqft

Patio/porchDeck, Screened

Lot featuresAccessible Shoreline

ZoningAgriculture

Utilities

Water sourceWell

SewerTank with Drainage Field

FuelElectric

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces3

Garage size385 sqft

Financial details

Annual taxes$6,700

Tax year2025

Taxes w/ assessments6700

Assessment pendingUnknown

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District22 - Detroit Lakes

District number22

District phone2188479271

High schoolDetroit Lakes

SODL flat fee brokerage

$37,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $37,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$8,103/mo

Principal & interest$7,095

Property taxes$558

Home insurance (est.)$450

Down payment

$270,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.