Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,902 (2025).

What school district is this property in?

This property is in the 22 - Detroit Lakes school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 64 days.

Listed at

$699,900

$444/sqft

Maughan Beach

33797 N Cotton Lake Road, Rochert, MN, 56578

3 Bedrooms2 Bathrooms1,576 Square Feet0.38 Acres

Days on market64

Year built1960

Garage spaces2

TypeResidential

Est. $17,997buyer credit when you buy with SODL

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About this home

On the highly sought after Cotton Lake sits this beautifully updated 3-bedroom, 2-bathroom lake home featuring 75 feet of hard-bottom, sandy shoreline and stunning lake views as well as sizeable back lot. Step inside to an inviting open-concept layout where the living room, kitchen, and dining area flow seamlessly together, creating the perfect space for entertaining or relaxing while taking in the beautiful lake views. Also features a gas burning fireplace for your future enjoyment. A brand-new half bath adds convenience, while thoughtful updates throughout make this home move-in ready. Need extra space? An additional bedroom off the garage and a charming bunkhouse provide plenty of room for guests, making this the ideal retreat for hosting family and friends. Outdoor living is just as impressive with a 500sq' deck as well as a 12' x 18' lake side sun deck for taking in those gorgeous lake views. The detached two-stall garage provides ample storage, and the cleared back lot offers endless possibilities for additional parking, recreational space, or a future storage shed. From the beautiful updates and open floor plan to the abundant storage and exceptional outdoor spaces, this Cotton Lake property is the perfect lakeside getaway ready to be enjoyed for years to come!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1960

LevelsOne

Living area1,576 sqft

Above-grade finished1,576 sqft

Below-grade finished0 sqft

Lot size0.38 acres (75 x 212)

Days on market64

ListedJul 22, 2026

MLS #NST7110338

CountyBecker

SubdivisionMaughan Beach

Parcel #160366000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Ductless Mini-Split
Appliances: Cooktop, Dishwasher, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 30 x 25 · 768 sqft
Parking features: Detached Garage
Patio & porch: Deck
Exterior features: Vinyl
Other structures: Garage(s), Bunk House

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,576 sqft
Roof: Age 8 Years or Less
Year built: 1960

Utilities

Water: Private
Sewer: Mound Septic
Fuel: Propane

Community & HOA

Subdivision: Maughan Beach
HOA: No HOA
School district: 22 - Detroit Lakes
High school district: Detroit Lakes

Financial & listing details

Annual tax: $2,902 (2025)
Listed: Jul 22, 2026
Days on market: 64 · 41 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths1

Half baths1

1/4 baths0

BasementCrawl Space

HeatingForced Air, Fireplace(s)

CoolingDuctless Mini-Split

Fireplaces1

LaundryLaundry Closet

AppliancesCooktop, Dishwasher, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator

DiningInformal Dining Room

AmenitiesDeck, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,576 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageCounty Road, Unpaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate

SewerMound Septic

FuelPropane

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size768 sqft

Financial details

Annual taxes$2,902

Tax year2025

Taxes w/ assessments2902

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District22 - Detroit Lakes

District number22

District phone2188479271

High schoolDetroit Lakes

SODL flat fee brokerage

$17,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,153/mo

Principal & interest$3,678

Property taxes$242

Home insurance (est.)$233

Down payment

$139,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.