Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,684 (2026).

What school district is this property in?

This property is in the 23 - Frazee-Vergas school district.

How long has this property been on the market?

This property has been listed for 16 days.

Listed at

$550,000

$403/sqft

20740 Co Hwy 29

20740 Co Hwy 29, Rochert, MN, 56578

3 Bedrooms1 Bathroom1,364 Square Feet0.2 Acres

Days on market16

Year built1920

ParkingGravel

TypeResidential

Est. $13,500buyer credit when you buy with SODL

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About this home

Cotton Lake Turn-Key!! Start enjoying lake life from day one with this beautifully updated 3-bedroom, 1-bath lakefront retreat on sought-after Cotton Lake. Offering 49 feet of sandy shoreline frontage, this fully furnished, turn-key property has been used as a STR and is ready for immediate enjoyment or investment. Inside, you'll find a bright, open-concept layout featuring an updated kitchen with stainless steel appliances, spacious living areas, and stunning lake views throughout. The large primary bedroom includes direct deck access, while oversized windows fill the home with natural light and showcase the picturesque waterfront setting. Step outside to enjoy the large lakeside deck, level yard, private dock, and sandy beach—perfect for swimming, boating, entertaining, or simply relaxing by the water.Whether you're looking for a personal getaway, year-round residence, or income-producing vacation rental, this property checks all the boxes.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1920

LevelsOne

Living area1,364 sqft

Above-grade finished1,364 sqft

Below-grade finished0 sqft

Lot size0.2 acres (.2)

Days on market16

ListedJun 18, 2026

MLS #NST7095887

CountyBecker

Parcel #100222000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Parking features: Gravel, None
Exterior features: Vinyl
Other structures: Storage Shed
Waterfront: Lake Front, Lake View
Lot size: 0.2 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,004 sqft
Roof: Asphalt
Year built: 1920

Utilities

Water: Sand Point
Sewer: Holding Tank
Fuel: Electric

Community & HOA

HOA: No HOA
School district: 23 - Frazee-Vergas
High school district: Frazee-Vergas

Financial & listing details

Annual tax: $2,684 (2026)
Listed: Jun 18, 2026
Days on market: 16 · 4 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Crawl Space

HeatingBaseboard

CoolingDuctless Mini-Split

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen, Kitchen/Dining Room, Other

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBlock

Foundation area1,004 sqft

Lot featuresAccessible Shoreline

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningOther

Utilities

Water sourceSand Point

SewerHolding Tank

FuelElectric

Parking & garage

ParkingGravel, None

Garage spaces0

Financial details

Annual taxes$2,684

Tax year2026

Taxes w/ assessments2684

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District23 - Frazee-Vergas

District number23

District phone2183343181

High schoolFrazee-Vergas

SODL flat fee brokerage

$13,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,297/mo

Principal & interest$2,890

Property taxes$224

Home insurance (est.)$183

Down payment

$110,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.