Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,036 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 26 days.

Listed at

$399,900

$179/sqft

Meyers Sandy Shores Add

29367 Kraemer Lake Road, Saint Joseph, MN, 56374

3 Bedrooms3 Bathrooms2,232 Square Feet0.49 Acres

Days on market26

Year built1965

Garage spaces2

TypeResidential

Est. $8,997buyer credit when you buy with SODL

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About this home

Home has a solid structure and very well laid-out floor plan with ample closets and excellent view of the lake with a prime gradual-sloped lot to Kraemer Lake (which is spring fed according to sources). Note: lake is an average of 13 feet deep, and in some places 30 feet deep. (MLS generated 30 feet deep). Lake has northern, pan fish, bass, and stocked with perch and walleye fingerlings. Loons, swans, and geese are regular visitors on the lake and also enjoy the quiet and transquil lake. No public access makes it very appealing to home owners. Home has new roof, newer sprinkler system, and is Septic Compliant (Septic Pumped in Sept 2025 when certification was done). Seller is getting well water tested. You well love the 48 foot dock, which is easily removed on wheels for winter (3 16 foot sections). Sellers have kept this home immaculate and clean for 40 years, but it does need updating. Home needs maintenance especially exterior items including siding, driveway, deck, and interior repair including bathroom tiled walls and miscellaneous. Neighbors have formed a club for $30 a year to monitor water quality etc. Kraemer Lake-Wildwood County Park on west side is 265 acres with 1/2 acre of lake frontage, and has trees 300 years old, as well as new restroom, picnic shelter, fishing pier,updated trails. The property also has a small description of Covenants. Easy access to I-94, and quaint towns nearby, and Sam's Club etc in St Cloud. This is a great place to start a family, retire, or let other family members and friends enjoy the beauty and transquility of this spring-fed lake! Quick closing!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1965

LevelsOne

Living area2,232 sqft

Above-grade finished1,256 sqft

Below-grade finished976 sqft

Lot size0.49 acres (99 x 208 x 110 x 203)

Days on market26

ListedJun 4, 2026

MLS #NST7087662

CountyStearns

SubdivisionMeyers Sandy Shores Add

Parcel #31213210000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 half / 1 1/4
Heating: Hot Water
Cooling: Window Unit(s)
Appliances: Dryer, Electric Water Heater, Exhaust Fan, Freezer, Range, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 24 x 20 · 480 sqft
Parking features: Attached Garage, Asphalt, Concrete
Patio & porch: Deck, Patio
Exterior features: Fiber Board
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 156 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1965

Utilities

Water: 4-Inch Submersible, Drilled, Private, Well
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas
Electric: Fuses, 100 Amp Service, Other

Community & HOA

Subdivision: Meyers Sandy Shores Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $3,036 (2026)
Tax with assessments: 3044
Listed: Jun 4, 2026
Days on market: 26
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths0

Half baths1

1/4 baths1

BasementBlock, Daylight/Lookout Windows, Finished, Full, Partially Finished, Storage Space, Walkout

HeatingHot Water

CoolingWindow Unit(s)

Fireplaces2

LaundryIn Basement, Electric Dryer Hookup, Lower Level, Sink, Washer Hookup

AppliancesDryer, Electric Water Heater, Exhaust Fan, Freezer, Range, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesDeck, Dock, Hardwood Floors, Indoor Sprinklers, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorFiber Board

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area156 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Heavy

Road frontagePaved Streets, Township

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Concrete

Garage spaces2

Garage size480 sqft

Financial details

Annual taxes$3,036

Tax year2026

Taxes w/ assessments3044

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$8,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,488/mo

Principal & interest$2,102

Property taxes$253

Home insurance (est.)$133

Down payment

$79,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.