Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,250 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 13 days.

Listed at

$465,000

$232/sqft

Meyers Sandy Shores Add

29291 Kraemer Lake Road, Saint Joseph, MN, 56374

2 Bedrooms2 Bathrooms2,004 Square Feet0.47 Acres

Days on market13

Year built1976

Garage spaces2

TypeResidential

Est. $10,950buyer credit when you buy with SODL

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About this home

Sold before print. A great 2 Bedroom 2 bath walkout rambler on Kraemer lake. Offering 2004 finished square feet. The home has been well cared for and some nice updates, fresh paint on the main floor, granite countertops, newer appliances and updated vinyl windows. Nice deck to enjoy lakeviews in the afternoons, a great lot with gradual slope down to the 104ft of shore line.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1976

LevelsOne

Living area2,004 sqft

Above-grade finished1,026 sqft

Below-grade finished978 sqft

Lot size0.47 acres (100x214x102x206)

Days on market13

ListedMay 8, 2026

MLS #NST7063489

CountyStearns

SubdivisionMeyers Sandy Shores Add

Parcel #31213250000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Rented

Property

Levels / stories: One
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Attached Garage
Patio & porch: Deck, Rear Porch
Exterior features: Fiber Board, Wood
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,026 sqft
Roof: Age Over 8 Years, Asphalt, Concrete, Tile
Year built: 1976

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Meyers Sandy Shores Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $3,250 (2026)
Tax with assessments: 3258
Listed: May 8, 2026
Days on market: 13
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Rented

DiningKitchen/Dining Room

AccessibilityNone

Exterior & lot

ExteriorFiber Board, Wood

RoofAge Over 8 Years, Asphalt, Concrete, Tile

FoundationBlock

Foundation area1,026 sqft

Patio/porchDeck, Rear Porch

Lot featuresTree Coverage - Light

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$3,250

Tax year2026

Taxes w/ assessments3258

Assessment pendingYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$10,950Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,950

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,870/mo

Principal & interest$2,444

Property taxes$271

Home insurance (est.)$155

Down payment

$93,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.