Listed at
$450,000
$222/sqft

12349 287th Street

12349 287th Street, Saint Joseph, MN, 56374
4  Bedrooms2  Bathrooms2,026  Square Feet10  Acres
Days on market31
Year built1968
Garage spaces5
TypeResidential
Est. $10,500buyer credit when you buy with SODL
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About this home

Hard-to-find 10-acre property just outside St. Joseph! This 4 bed, 2 bath home offers space inside and out, featuring a bright 3-season porch with large windows and a heated 2-stall attached garage, and a walk-out basement. Need room for equipment, toys, or a workshop? This property delivers with multiple additional garages and sheds. The land itself is a standout, with the Watab Creek running through the back, offering privacy and a scenic setting. Bonus: choose between Rocori or St. Cloud school districts. Acreage, location, and versatility like this don’t come around often—don’t miss it.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1968
LevelsOne
Living area2,026 sqft
Above-grade finished1,179 sqft
Below-grade finished847 sqft
Lot size10 acres (334x1246x354)
Days on market31
ListedJun 13, 2026
MLS #NST7091702
CountyStearns
Parcel #31209030000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Baseboard, Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
5 spaces · 21x23 · 483 sqft
Parking features
Attached Garage, Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Storage
Exterior features
Steel Siding
Lot size
10 acres
Lot dimensions
334x1246x354

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 984 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1968

Utilities

Water
Drilled, Sand Point, Well
Sewer
Septic System Compliant - Yes
Fuel
Electric, Propane

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,992 (2026)
Listed
Jun 13, 2026
Days on market
31 · 72 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementFinished, Full, Walkout
HeatingBaseboard, Forced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorSteel Siding
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area984 sqft
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Sand Point, Well
SewerSeptic System Compliant - Yes
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Storage
Garage spaces5
Garage size483 sqft

Financial details

Annual taxes$2,992
Tax year2026
Taxes w/ assessments2992
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$10,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,764/mo
Principal & interest$2,365
Property taxes$249
Home insurance (est.)$150
%
$90,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12349 287th Street, Saint Joseph, MN, 56374

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Listing information

MLS #NST7091702
StatusClosed
Last updatedJul 28, 2026, 1:54 PM
Originally listedJun 13, 2026, 9:23 AM
Listing officePremier Real Estate Services

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.