Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,116 (2025).

What school district is this property in?

This property is in the 858 - St. Charles school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 56 days.

Listed at

$510,000

$169/sqft

Whispering Hills 2nd Add

239 Willow Court, Saint Charles, MN, 55972

5 Bedrooms4 Bathrooms3,017 Square Feet1.47 Acres

Days on market56

Year built1999

Garage spaces3

TypeResidential

Est. $12,300buyer credit when you buy with SODL

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About this home

Located on a quiet cul-de-sac, this spacious walkout two-story home sits on an impressive 1.47-acre wooded lot overlooking a pond. It offers 5 bedrooms, 4 bathrooms, and an attached 3-stall garage. Inside, you’ll find an inviting main living area with a fireplace, an open kitchen and dining space, custom-style cabinetry, main-floor laundry, a walk-in closet, and a finished walkout lower level. Enjoy the peaceful, private backyard setting from the deck or welcoming front porch. With numerous recent updates and a completed pre-inspection, this home is ready to enjoy with added peace of mind.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1999

LevelsTwo

Living area3,017 sqft

Above-grade finished2,181 sqft

Below-grade finished836 sqft

Lot size1.47 acres (Irreg)

Days on market56

ListedJul 29, 2026

MLS #NST7090573

CountyWinona

SubdivisionWhispering Hills 2nd Add

Parcel #290880130

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 3 spaces · 719 sqft
Parking features: Attached Garage
Patio & porch: Deck
Exterior features: Aluminum Siding, Metal
Lot size: 1.47 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Concrete Perimeter · 1,068 sqft
Year built: 1999

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Whispering Hills 2nd Add
HOA: No HOA
School district: 858 - St. Charles
High school district: St. Charles

Financial & listing details

Annual tax: $5,116 (2025)
Listed: Jul 29, 2026
Days on market: 56 · 2 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementPartially Finished, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningEat In Kitchen, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorAluminum Siding, Metal

FoundationConcrete Perimeter

Foundation area1,068 sqft

Patio/porchDeck

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size719 sqft

Financial details

Annual taxes$5,116

Tax year2025

Taxes w/ assessments5116

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District858 - St. Charles

District number858

District phone5079324423

High schoolSt. Charles

SODL flat fee brokerage

$12,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,277/mo

Principal & interest$2,680

Property taxes$426

Home insurance (est.)$170

Down payment

$102,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.