Listed at
$499,900
$176/sqft

Whispering Hills 2nd Add

217 Whispering Hills Drive, Saint Charles, MN, 55972
5  Bedrooms4  Bathrooms2,844  Square Feet0.516  Acres
Days on market46
Year built1999
Garage spaces3
TypeResidential
Est. $11,997buyer credit when you buy with SODL
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About this home

Welcome to 217 Whispering Hills Drive in St. Charles, a beautifully updated home offering the perfect combination of space, comfort, and updates. With 5 bedrooms, 3.5 bathrooms, and a spacious 3-car garage, this property is designed to accommodate both everyday living and entertaining with ease. Set on a beautiful lot in a desirable neighborhood, this home has been thoughtfully refreshed from top to bottom. Recent improvements include a new roof, refinished hardwood floors, all new carpeting, and fresh paint throughout, creating a move-in-ready experience for its next owners. The home's mechanical systems and appliances have also been recently updated, providing peace of mind for years to come. Inside, you'll find generous living spaces, plenty of room for family and guests, and a functional layout that offers flexibility for a variety of lifestyles. Large windows bring in abundant natural light while showcasing views of the surrounding property. Step outside and enjoy the beautifully maintained yard, complete with a greenhouse perfect for gardening enthusiasts or anyone looking to extend their growing season. Whether you're relaxing outdoors, entertaining friends and family, or tending to your garden, this property offers something for everyone. If you've been searching for a spacious, updated home in St. Charles with room to grow both inside and out, 217 Whispering Hills Drive is one you won't want to miss.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1999
LevelsOne
Living area2,844 sqft
Above-grade finished1,694 sqft
Below-grade finished1,150 sqft
Lot size0.516 acres (Irreg)
Days on market46
ListedJun 10, 2026
MLS #NST7089929
CountyWinona
SubdivisionWhispering Hills 2nd Add
Parcel #290880040

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Double Oven, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 808 sqft
Parking features
Attached Garage, Concrete, Floor Drain, Garage Door Opener
Patio & porch
Deck, Front Porch
Exterior features
Aluminum Siding, Stone, Metal
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete
Foundation
Poured Concrete · 1,652 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt
Year built
1999

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
150 Amp Service

Community & HOA

Subdivision
Whispering Hills 2nd Add
HOA
No HOA
School district
858 - St. Charles
High school district
St. Charles

Financial & listing details

Annual tax
$5,328 (2025)
Listed
Jun 10, 2026
Days on market
46 · 12 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Storage Space, Sump Basket, Sump Pump
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryMain Level, Sink
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Double Oven, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Porch, Skylight, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorAluminum Siding, Stone, Metal
RoofAge 8 Years or Less, Architectural Shingle, Asphalt
FoundationPoured Concrete
Foundation area1,652 sqft
Patio/porchDeck, Front Porch
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Garage Door Opener
Garage spaces3
Garage size808 sqft

Financial details

Annual taxes$5,328
Tax year2025
Taxes w/ assessments5328
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District858 - St. Charles
District number858
District phone5079324423
High schoolSt. Charles
SODL flat fee brokerage
$11,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,238/mo
Principal & interest$2,627
Property taxes$444
Home insurance (est.)$167
%
$99,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

217 Whispering Hills Drive, Saint Charles, MN, 55972

Listing information

MLS #NST7089929
StatusClosed
Last updatedAug 3, 2026, 2:16 PM
Originally listedJun 12, 2026, 12:00 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.