Sold / Closed
$510,000

Sold price · Closed Aug 6, 2026

$168/sqft

Whispering Hills 5th Add

1213 Whispering Hills Drive, Saint Charles, MN, 55972
5  Bedrooms3  Bathrooms3,064  Square Feet0.486  Acres
Days on market63
Year built2008
Garage spaces3
TypeResidential
Est. $12,447buyer credit when you buy with SODL

About this home

Welcome to refined ranch-style living with space, comfort, and a setting that’s hard to beat. This beautifully designed 5-bedroom, 3-bath home offers an inviting blend of quality finishes and functional living spaces, all perfectly positioned against a wide-open park backdrop for added privacy and scenic views. Step inside to a bright and open main level where rich wood flooring flows seamlessly through the living room, dining area, and kitchen, all enhanced by an impressive vaulted ceiling that creates an airy, expansive feel throughout the heart of the home. Large windows fill the space with natural light while showcasing the peaceful surroundings beyond. The thoughtfully designed main level includes a spacious primary suite complete with a private ensuite bath and walk-in closet, creating a comfortable personal retreat. Two additional bedrooms and a full bath are also located on the main floor, offering convenience and flexibility for family or guests. The kitchen and dining areas connect effortlessly to the covered deck, providing a perfect extension of the living space outdoors. Whether enjoying morning coffee, summer dinners, or simply relaxing while overlooking the expansive park views, the elevated deck offers year-round enjoyment and exceptional outdoor living. The walkout lower level expands the home’s versatility with luxury vinyl plank flooring throughout, creating a durable and stylish continuation of the living space. Two additional bedrooms, a full bath, and a large bonus area behind glass French doors provides endless possibilities for recreation, fitness, a media room, home office, or even a sixth bedroom! Sliding doors lead directly to the backyard patio, which is already equipped with electrical service ready for a future hot tub, making it easy to create your own private outdoor retreat. With its spacious ranch layout, quality finishes, walkout lower level, vaulted living spaces, and rare park-side setting, this home delivers the perfect balance of style, comfort, and functionality both inside and out.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2008
LevelsOne
Living area3,064 sqft
Above-grade finished1,692 sqft
Below-grade finished1,372 sqft
Lot size0.486 acres (105x186x110x219)
Days on market63
ListedMay 22, 2026
MLS #NST7076158
CountyWinona
SubdivisionWhispering Hills 5th Add
Parcel #290860050

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 792 sqft
Parking features
Attached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Covered, Deck, Front Porch, Patio
Exterior features
Stone, Cement Board
Lot size
0.486 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,692 sqft
Year built
2008

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Whispering Hills 5th Add
HOA
No HOA
School district
858 - St. Charles
High school district
St. Charles

Financial & listing details

Annual tax
$5,400 (2025)
Listed
May 22, 2026
Days on market
63
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Storage Space, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Bar, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board
FoundationPoured Concrete
Foundation area1,692 sqft
Patio/porchCovered, Deck, Front Porch, Patio
Lot featuresProperty Adjoins Public Land, Tree Coverage - Light
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size792 sqft

Financial details

Annual taxes$5,400
Tax year2025
Taxes w/ assessments5400
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District858 - St. Charles
District number858
District phone5079324423
High schoolSt. Charles
SODL flat fee brokerage
$12,447Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,447

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,328/mo
Principal & interest$2,706
Property taxes$450
Home insurance (est.)$172
%
$102,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1213 Whispering Hills Drive, Saint Charles, MN, 55972

Listing information

MLS #NST7076158
StatusClosed
Last updatedAug 6, 2026, 8:31 PM
Originally listedMay 22, 2026, 4:10 PM
Listing officeRe/Max Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.