
Sold price · Closed Jul 15, 2026
Clearwater Estates 4
About this home
Welcome to an effortless one-level living in the beautiful Clearwater Estates community! This exceptionally well-maintained 2-bedroom, 2-bath townhome offers an ideal combination of comfort, privacy, and thoughtful updates, all set in a peaceful location with no backyard neighbors. The home features no steps inside or out, designed for convenience and making daily living easily accessible! The open-concept layout seamlessly connects the living, dining, and kitchen spaces, enhanced by the natural light from large windows throughout. The kitchen showcases updated granite countertops, quality wood cabinetry, a breakfast bar, exhaust fan/hood, disposal, and a full suite of Kenmore© appliances, along with both informal dining space and an additional dining area adjacent to the living room. A sunroom just off the living area provides a bright and inviting retreat, with direct access to the patio! The spacious primary suite includes a full private bath and a generous walk-in closet, while the second bedroom is ideally located near the main living space. Additional features include solid core paneled doors, a convenient laundry room off the garage with Kenmore© washer/dryer, sink, and storage, and a ¾ bath for added functionality. Recent updates and mechanical highlights include a new roof (2022), new steel siding (2023), water heater (2021), and a high-quality water treatment system less than one year old. The home is equipped with a fireplace, forced air furnace, central A/C, air-to-air exchanger, humidifier, and owned water softener – ensuring comfort and efficiency year-round. The finished and insulated 2-car attached garage features epoxy flooring, a built-in workbench, overhead storage, water access, and a convenient golf cart door, along with a concrete driveway. Inviting front entry with concrete patio area and walkway! Clearwater Estates is a gated community offering exceptional amenities, including a heated in-ground pool, clubhouse, internet included and a scenic Mississippi River overlook walkway. Ideally located near parks, dining, Preserve Disc Golf Course, Mississippi River, and more, this home combines tranquility with convenience! Quick close available and a one-year home warranty is included for added peace of mind.
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 2 spaces · 20x25 · 500 sqft
- Parking features
- Attached Garage, Concrete, Garage Door Opener, Insulated Garage
- Patio & porch
- Patio
- Exterior features
- Stone, Steel Siding
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- (TH) Side x Side
- Construction materials
- Concrete
- Foundation
- Slab · 1,586 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 2000
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Electric, Natural Gas
- Electric
- 150 Amp Service
Community & HOA
- Subdivision
- Clearwater Estates 4
- HOA
- $265/month
- HOA name
- Clearwater Estates
- HOA phone
- 3202673147
- HOA includes
- Building Exterior, Cable TV, Hazard Insurance, Internet, Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
- School district
- 742 - St. Cloud
Financial & listing details
- Annual tax
- $3,270 (2026)
- Listed
- Mar 26, 2026
- Days on market
- 86
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
228 Goldfinch Lane, Clearwater, MN, 55320
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
