Listed at
$290,000
$204/sqft

Clearwater Estates 3

193 Goldfinch Lane, Clearwater, MN, 55320
2  Bedrooms2  Bathrooms1,420  Square Feet0.13  Acres
Days on market53
Year built1998
Garage spaces2
HOA / month$260
TypeResidential
Est. $5,700buyer credit when you buy with SODL
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About this home

This low-maintenance townhome offers modern updates where it counts. Walk in and you'll immediately notice the nicely updated LVP flooring. The kitchen is where this home really shines with updated countertops, tons of cabinet space, and plenty of room to actually work while you cook. The peninsula has bar seating too, so it's an easy spot to grab coffee or hang out while dinner's going. Off of the dining area you'll find a patio for grilling or just sitting outside, and there's a sunroom that adds a nice bonus living space with great natural light. The primary bedroom doesn't skimp either with a big walk-in closet and its own full bathroom. There's a second bedroom too, so you've got options for guests, an office, whatever you need. Both bathrooms have been updated with quartz counters, tiled flooring and the guest bathroom has a custom tiled shower! The laundry/mudroom even has an extra wash sink. Out front, a spacious porch gives you another spot to enjoy being outside. In addition to the offerings of the home, the association provides a community space, bocce ball court, horseshoe pits and a pool!

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built1998
LevelsOne
Living area1,420 sqft
Above-grade finished1,420 sqft
Below-grade finished0 sqft
Lot size0.13 acres (57x100)
Days on market53
ListedAug 6, 2026
MLS #NST7123262
CountyWright
SubdivisionClearwater Estates 3
Parcel #104022003120

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 22x24 · 528 sqft
Parking features
Attached Garage
Patio & porch
Patio, Porch
Exterior features
Steel Siding
Pool
Shared

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Foundation
Slab · 1,420 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1998

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Clearwater Estates 3
HOA
$260/month
HOA name
Cities Managment
HOA phone
6123818600
HOA includes
Building Exterior, Hazard Insurance, Internet, Professional Mgmt, Sanitation, Shared Amenities
School district
742 - St. Cloud

Financial & listing details

Annual tax
$3,168 (2026)
Listed
Aug 6, 2026
Days on market
53
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
LaundryIn Unit
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningLiving/Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Primary Bedroom Walk-In Closet, Porch, Sun Room, Washer/Dryer Hookup
AccessibilityNo Stairs External, No Stairs Internal
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorSteel Siding
RoofAge 8 Years or Less, Architectural Shingle
FoundationSlab
Foundation area1,420 sqft
Patio/porchPatio, Porch
Road frontagePaved Streets, Private Road
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$3,168
Tax year2026
Taxes w/ assessments3168
Assessment pendingNo
HOA fee$260
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,700Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,700

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,145/mo
Principal & interest$1,524
Property taxes$264
Home insurance (est.)$97
HOA fees$260
%
$58,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

193 Goldfinch Lane, Clearwater, MN, 55320

Listing information

MLS #NST7123262
StatusActive
Last updatedSep 13, 2026, 6:26 PM
Originally listedAug 6, 2026, 4:58 PM
Listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.