Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,850 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 263 days.

Listed at

$490,000

$169/sqft

16173 County Road 51

16173 County Road 51, Saint Joseph, MN, 56374

3 Bedrooms3 Bathrooms2,905 Square Feet2.5 Acres

Days on market263

Year built1970

Garage spaces3

TypeResidential

Est. $11,700buyer credit when you buy with SODL

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About this home

One-owner home where pride of ownership is evident at every turn. This meticulously maintained walk-out rambler is spotless, thoughtfully designed, and perfectly positioned to take in the serene backyard views. The kitchen features wrap-around cabinetry and Cambria countertops and flows seamlessly into the dining area and three-season porch as an ideal spot to enjoy summer mornings with coffee while overlooking the beautifully landscaped yard. The spacious living room offers a large bay window and cozy fireplace, creating a warm and inviting space to gather. Three bedrooms on one level include a private primary suite with its own bath. The walk-out lower level offers exceptional flexibility and comfort, featuring a second kitchen, living room with fireplace, office, generous storage, and a spacious laundry room (washer and dryer just 2 years old). Step into the four-season porch and enjoy year-round relaxation, with direct access to the backyard perfect for quiet evenings, entertaining, or simply taking in the peaceful setting. Outside, the deck provides the ideal place for grilling, gathering with friends, or unwinding at the end of the day. Recent updates include a furnace (5 years), roof (3 years), water heater (2 years), and durable steel siding. The 2.5-acre yard is truly a showstopper with impeccable landscaping, an irrigation system, four apple trees, and a nicely wooded backdrop offering privacy and natural beauty. An additional 26x32 garage with steel roof, water, and electric is perfect for hobbies and storage. Seller will have the septic system replaced in the spring(design already complete) Enjoy peaceful country living with space to breathe, yet just minutes from local lakes, restaurants, and everyday conveniences. This home has been deeply loved and is ready for new owners to create their own memories here.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1970

LevelsOne

Living area2,905 sqft

Above-grade finished1,472 sqft

Below-grade finished1,433 sqft

Lot size2.5 acres (360x299)

Days on market263

ListedJan 8, 2026

MLS #NST7005411

CountyStearns

Parcel #05027740000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 23'6x24'8 · 585 sqft
Parking features: Attached Garage, Concrete, Insulated Garage
Patio & porch: Deck, Patio
Other structures: Garage(s)
Lot size: 2.5 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,472 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1970

Utilities

Water: Well
Sewer: Private Sewer
Fuel: Propane
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: Rocori

Financial & listing details

Annual tax: $3,850 (2025)
Listed: Jan 8, 2026
Days on market: 263 · 46 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Finished, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryLower Level, Laundry Room

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesDeck, Patio, In-Ground Sprinkler

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,472 sqft

Patio/porchDeck, Patio

Lot featuresCorner Lot

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer

FuelPropane

Parking & garage

ParkingAttached Garage, Concrete, Insulated Garage

Garage spaces3

Garage size585 sqft

Financial details

Annual taxes$3,850

Tax year2025

Taxes w/ assessments3850

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2255

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$11,700Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,700

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,059/mo

Principal & interest$2,575

Property taxes$321

Home insurance (est.)$163

Down payment

$98,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.