Does this property have an HOA?

Yes. The HOA fee is $350 per month.

What are the annual property taxes?

Annual property taxes are $3,004 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$295,000

$263/sqft

Mill Stream Shops&Lofts 1st Sup Cic

15 E Minnesota Street #210, Saint Joseph, MN, 56374

3 Bedrooms2 Bathrooms1,122 Square Feet0.4 Acres

Days on market0

Year built2008

Garage spaces2

HOA / month$350

TypeResidential

Est. $5,850buyer credit when you buy with SODL

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About this home

This impressive two- or three-bedroom, two-bath luxury condo sits in the heart of St. Joseph, steps from acclaimed restaurants, bakeries, craft breweries, ice cream shops, and more. Warm honey-toned wood, raised-panel doors, and beautiful oak floors add character throughout, while extra-tall windows on all four sides—a rare condo feature—fill the home with natural light. The kitchen includes newer Samsung appliances—an induction range, convection oven, and ultra-quiet dishwasher—plus quartz countertops and a large prep-and-serving island. Additional features include dependable seven-year-old Speed Queen front-load laundry appliances, a spacious walk-in closet, two balconies, a two-stall garage, a whole-house exhaust fan, and included motorized stairwell lift chairs. Meticulously maintained. Schedule your showing today!

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Home facts

Property typeResidential

Property subtype(CC) Low Rise (3- Levels)

Year built2008

LevelsOne

Living area1,122 sqft

Above-grade finished1,122 sqft

Below-grade finished0 sqft

Lot size0.4 acres (Irregular)

Days on market0

ListedOct 13, 2026

MLS #NST7159111

CountyStearns

SubdivisionMill Stream Shops&Lofts 1st Sup Cic

Parcel #84537330136

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 500 sqft
Parking features: Detached Garage
Exterior features: Engineered Wood
Lot size: 0.4 acres
Lot dimensions: Irregular

Construction

Property type: Residential
Property subtype: (CC) Low Rise (3- Levels)
Foundation: Block · 1,122 sqft
Year built: 2008

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Mill Stream Shops&Lofts 1st Sup Cic
HOA: $350/month
HOA name: Granite City Real Estate
HOA phone: 3202530003
HOA includes: Building Exterior, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Snow Removal
School district: 742 - St. Cloud

Financial & listing details

Annual tax: $3,004 (2026)
Listed: Oct 13, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesBalcony, Ceiling Fan(s), City View, French Doors, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View, Walk-In Closet

AccessibilityStair Chair Lift

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorEngineered Wood

FoundationBlock

Foundation area1,122 sqft

Road frontageCity Street, Paved Streets

ZoningResidential-Multi-Family,Other

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size500 sqft

Financial details

Annual taxes$3,004

Tax year2026

Taxes w/ assessments3004

Assessment pendingNo

HOA fee$350

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,249/mo

Principal & interest$1,550

Property taxes$250

Home insurance (est.)$98

HOA fees$350

Down payment

$59,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.