Does this property have an HOA?

Yes. The HOA fee is $200 per month.

What are the annual property taxes?

Annual property taxes are $2,364 (2024).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 50 days.

No photos available

Sold / Closed

$257,500

Sold price · Closed Oct 28, 2025

$310/sqft

Mill Stream Shops&Lofts Cic#97

15 E minnesota Street #201, Saint Joseph, MN, 56374

2 Bedrooms1 Bathroom884 Square Feet0.85 Acres

Days on market50

Year built2008

Garage spaces1

HOA / month$200

TypeResidential

Est. $5,220buyer credit when you buy with SODL

About this home

Come enjoy downtown Saint Joseph. Thes lofts are rarely available. Live in it as your primary home or rent it out when you are gone subject to HOA rules. beautiful hardwood floor, Entry was just redone with new floor covering. There are great view over the roof tops and over the patio below for great people watching. You will find this Loft bright and cherry with it its own Laundry in the loft.

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Home facts

Property typeResidential

Property subtype(CC) Low Rise (3- Levels)

Year built2008

LevelsTwo

Living area884 sqft

Above-grade finished884 sqft

Below-grade finished0 sqft

Lot size0.85 acres (12 34)

Days on market50

ListedSep 9, 2025

MLS #NST6785653

CountyStearns

SubdivisionMill Stream Shops&Lofts Cic#97

Parcel #84537330115

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 1 space
Parking features: Detached Garage, Parking Lot
Patio & porch: Covered, Deck
Exterior features: Cement Board
Lot size: 0.85 acres

Construction

Property type: Residential
Property subtype: (CC) Low Rise (3- Levels)
Construction materials: Frame
Foundation: Combination · 884 sqft
Year built: 2008

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street
Fuel: Propane
Electric: 100 Amp Service

Community & HOA

Subdivision: Mill Stream Shops&Lofts Cic#97
HOA: $200/month
HOA name: Granite City Real Estrate
HOA phone: 3202530003
HOA includes: Building Exterior, Hazard Insurance, Lawn Care, Other, Maintenance Grounds, Parking, Snow Removal
HOA amenities: Common Garden, Fire Sprinkler System, In-Ground Sprinkler System, Security Lighting

Financial & listing details

Annual tax: $2,364 (2024)
Listed: Sep 9, 2025
Days on market: 50
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryIn Unit

AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer

DiningLiving/Dining Room

AccessibilityNone

Exterior & lot

ExteriorCement Board

FoundationCombination

Foundation area884 sqft

Patio/porchCovered, Deck

Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer

ZoningBusiness/Commercial,Residential-Multi-Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

FuelPropane

Parking & garage

ParkingDetached Garage, Parking Lot

Garage spaces1

Financial details

Annual taxes$2,364

Tax year2024

Taxes w/ assessments2364

Assessment pendingNo

HOA fee$200

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,220Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,220

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,928/mo

Principal & interest$1,440

Property taxes$197

Home insurance (est.)$91

HOA fees$200

Down payment

$54,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.