Does this property have an HOA?

Yes. The HOA fee is $1,175 per month.

What are the annual property taxes?

Annual property taxes are $9,352 (2025).

What school district is this property in?

This property is in the 834 - Stillwater school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 24 days.

No photos available

Sold / Closed

$670,000

Sold price · Closed Oct 20, 2025

$200/sqft

Liberty on the Lake

147 Rutherford Road, Stillwater, MN, 55082

5 Bedrooms4 Bathrooms3,373 Square Feet0.3 Acres

Days on market24

Year built2002

Garage spaces2

HOA / month$1,175

TypeResidential

Est. $17,250buyer credit when you buy with SODL

About this home

Welcome to this charming 5-bedroom, 4-bathroom home nestled in the highly sought-after Liberty on the Lake neighborhood of Stillwater. From the moment you arrive, you’ll be captivated by the charming front porch, manicured lawn, and curb appeal. Step inside to discover a bright and thoughtfully designed main level featuring an open-concept living and dining area, a well-appointed kitchen, dedicated office space, and a cozy three-season screened porch—perfect for enjoying peaceful mornings or evening relaxation. The deck offers serene views of the backyard pond and picturesque bridge, creating a tranquil setting for outdoor living. Upstairs, you’ll find four generously sized bedrooms, a full bath, and a luxurious primary suite with two walk-in closets and a private ensuite bathroom. The lower level boasts an additional bedroom, bath, and versatile entertainment space with walkout access to a patio—ideal for hosting guests or enjoying a quiet night in. The home is located next to scenic walking and biking trails in the neighborhood as well as minutes to the award-winning Gateway Trail and the St Croix Crossing Trail Loop! Located walking distance to top-rated schools and minutes to Stillwater’s vibrant downtown shops and restaurants. Only a 20-minute drive to the Twin Cities, this home offers the perfect blend of comfort, convenience, and community. Don’t miss your opportunity to own this beautiful home in one of Stillwater’s most desirable neighborhoods! Some images are virtually staged.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2002

LevelsTwo

Living area3,373 sqft

Above-grade finished2,384 sqft

Below-grade finished989 sqft

Lot size0.3 acres (44x213x71x226)

Days on market24

ListedSep 9, 2025

MLS #NST6760844

CountyWashington

SubdivisionLiberty on the Lake

Parcel #3003020310019

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 25x21.5 · 538 sqft
Parking features: Attached Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Deck, Front Porch, Rear Porch, Screened
Exterior features: Cement Board
Waterfront: Pond

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Other · 1,008 sqft
Roof: Asphalt
Year built: 2002

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Liberty on the Lake
HOA: $1,175/annual
HOA name: First Residential
HOA phone: 6514502300
HOA includes: Professional Mgmt, Shared Amenities
School district: 834 - Stillwater

Financial & listing details

Annual tax: $9,352 (2025)
Listed: Sep 9, 2025
Days on market: 24
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementDrain Tiled, Finished, Full, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Wall Oven, Washer, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Natural Woodwork, Patio, Porch, In-Ground Sprinkler, Tennis Court, Tile Floors, Walk-In Closet

AccessibilityNone

Special features2nd Floor Laundry, 4 BR on One Level

Exterior & lot

ExteriorCement Board

RoofAsphalt

FoundationOther

Foundation area1,008 sqft

Patio/porchDeck, Front Porch, Rear Porch, Screened

Lot featuresTree Coverage - Medium

Road frontageSidewalks

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces2

Garage size538 sqft

Financial details

Annual taxes$9,352

Tax year2025

Taxes w/ assessments9352

Assessment pendingYes

HOA fee$1,175

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District834 - Stillwater

District number834

District phone6513518301

High schoolStillwater

SODL flat fee brokerage

$17,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,727/mo

Principal & interest$3,547

Property taxes$779

Home insurance (est.)$225

HOA fees$1,175

Down payment

$135,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.