Does this property have an HOA?

Yes. The HOA fee is $1,155 per month.

What are the annual property taxes?

Annual property taxes are $7,530 (2026).

What school district is this property in?

This property is in the 834 - Stillwater school district.

Does this home have a garage?

Yes, this home has a 2.5-car garage.

How long has this property been on the market?

This property has been listed for 1 day.

Listed at

$700,000

$252/sqft

Liberty on the Lake

209 Rutherford Road, Stillwater, MN, 55082

4 Bedrooms4 Bathrooms2,780 Square Feet0.331 Acres

Days on market1

Year built2000

Garage spaces2.5

HOA / month$1,155

TypeResidential

Est. $18,000buyer credit when you buy with SODL

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About this home

This custom, quintessential treasure was featured in Better Homes and Gardens Magazine. A Gorgeous 2 story, walkout with 4+ bedrooms, 4 baths perfectly balances timeless charm, with high-end modern updates in an unbeatable location. Located in one of Stillwater’s most sought-after neighborhoods, Liberty on the Lake. Known for its delightful streetscapes and lifestyle living surrounded by miles of trails, parks, playgrounds, a short walk to school, a great restaurant, boating, fishing, neighborhood events and a vibrant sense of community. Delight in the details: Newly painted inside and out, custom, soft-close cabinetry, concrete counters, a large 4-seated center island, comfy coffee corner and dining for 10 or more! Gorgeous flooring including: real wood, brick, tile, commercial grade carpet and seagrass! New fixtures, appliances, gas-Viking range, artful design & lighting & 4 wonderfully updated bathrooms! The floor plan is filled with natural light and well-defined spaces. The beautifully landscaped lot is over 200’ deep (almost 1/3 acre) and provides inviting, outdoor spaces for gatherings, quiet relaxation as well as great places to play, including the fort building forest! Walk out to the wrap-around porch, screened deck, fire pit and concrete patio too. Perennials are plentiful: daylilies, elderberry, peonies, hydrangea, and more! A large garage, plenty storage space and a new asphalt driveway! Further opportunity to customize the spacious, 26x14 unfinished bonus room is waiting your vision! Create a guest suite, playroom, studio or office to fit your lifestyle. Opportunity for a separate entrance may be available too (subject to approval). What a wonderful place to call home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2000

LevelsTwo

Living area2,780 sqft

Above-grade finished1,856 sqft

Below-grade finished924 sqft

Lot size0.331 acres (66 x 227 x 66 x 217)

Days on market1

ListedSep 29, 2026

MLS #NST7151985

CountyWashington

SubdivisionLiberty on the Lake

Parcel #3003020310013

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2.5 spaces · 26 x 21 · 572 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Storage
Patio & porch: Covered, Deck, Front Porch, Patio, Rear Porch, Screened, Wrap Around
Exterior features: Cement Board
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: Poured Concrete · 924 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 2000

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Liberty on the Lake
HOA: $1,155/annual
HOA name: First Service Residential
HOA phone: 9525676838
HOA includes: Professional Mgmt, Recreation Facility, Shared Amenities
School district: 834 - Stillwater

Financial & listing details

Annual tax: $7,530 (2026)
Tax with assessments: 8268
Listed: Sep 29, 2026
Days on market: 1
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Owner Access, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesCable, Deck, Dock, Exercise Room, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Satellite Dish, In-Ground Sprinkler, Tennis Court, Tile Floors, Washer/Dryer Hookup, Walk-In Closet

AccessibilityOther

Special features3 BR on One Level, 4 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorCement Board

RoofAge Over 8 Years, Asphalt, Pitched

FoundationPoured Concrete

Foundation area924 sqft

Patio/porchCovered, Deck, Front Porch, Patio, Rear Porch, Screened, Wrap Around

Lot featuresTree Coverage - Medium

Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Storage

Garage spaces2.5

Garage size572 sqft

Financial details

Annual taxes$7,530

Tax year2026

Taxes w/ assessments8268

Assessment pendingUnknown

HOA fee$1,155

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District834 - Stillwater

District number834

District phone6513518301

High schoolStillwater

SODL flat fee brokerage

$18,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $18,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,695/mo

Principal & interest$3,679

Property taxes$628

Home insurance (est.)$233

HOA fees$1,155

Down payment

$140,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.