Pending
$715,000
$229/sqft

Liberty On Lake Add 05

176 Rutherford Road, Stillwater, MN, 55082
4  Bedrooms4  Bathrooms3,116  Square Feet0.191  Acres
Days on market33
Year built2002
Garage spaces2
HOA / month$96
TypeResidential
Est. $18,450buyer credit when you buy with SODL

About this home

Beautifully Updated Home in Liberty on the Lake. This custom-built home sits on a picturesque end lot in Stillwater’s premier Liberty on the Lake neighborhood, surrounded by mature landscaping and adjacent to one of the community’s green spaces—making the lot feel even more expansive. Relax on the charming front porch with composite decking, perfect for morning coffee and friendly neighborhood chats. Entertain effortlessly on the side paver patio, ideal for grilling and outdoor gatherings. The oversized 2 car heated garage with attic storage is conveniently tucked behind the home for added curb appeal. Located just minutes from parks, playgrounds, walking trails, tennis courts, and Rutherford Elementary, this home offers both lifestyle and location. Inside, the home is filled with natural light from its southern exposure. The open-concept main floor offers a living room with gas fireplace, dining room, and an updated kitchen with Cambria quartz countertops, stainless steel appliances, and a huge eat in island. The main level also features a beautiful powder room, main floor laundry with a custom mud room area, an office area, a sunroom with tons of natural light, and a lovely 4 season porch with its own gas fireplace with serene outdoor views. There are stunning hardwood floors on the main and upper levels. Upstairs, the owner’s suite features a spacious walk-in closet, and a private ensuite bathroom with a lovely custom-tiled glass shower and Cambria quartz counter tops. There are also two additional bedrooms upstairs that share a well-appointed Jack-and-Jill bath between them. The lower level is made for entertaining with a spacious family room with a gas fireplace, custom bar area with two beverage fridges, a large bonus room that could work as an office, game or craft room, a 4th bedroom, and a spacious luxurious bathroom with heated floors, quartz countertops, a custom-tiled glass enclosed shower, and a jacuzzi tub. Recent Updates: • Updated light fixture in the dining room (2024) • Soft close cabinet doors and drawers were done throughout the home (2024) • Bar / lounge area installed in the basement with undercounter fridges, Cambria countertop, glass shelving, and LED lighting (2024) • Upper-level bath fans were replaced with quiet energy efficient fans (2024) • New Trane furnace was installed (2021) • New roof installed (2018) This home blends timeless charm with modern updates—truly better than new. Surrounded by mature trees and just 5 minutes from historic downtown Stillwater and 20 minutes from the Twin Cities, it’s the perfect mix of community, convenience, and comfort.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2002
LevelsTwo
Living area3,116 sqft
Above-grade finished2,216 sqft
Below-grade finished900 sqft
Lot size0.191 acres (Irregular)
Days on market33
ListedFeb 25, 2026
MLS #NST7026523
CountyWashington
SubdivisionLiberty On Lake Add 05
Parcel #3003020310061

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Basement
Finished · 900 sqft finished

Property

Levels / stories
Two
Garage
2 spaces · 525 sqft
Parking features
Attached Garage
Lot size
0.191 acres
Lot dimensions
Irregular
Accessibility
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
900 sqft
Year built
2002

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Liberty On Lake Add 05
HOA
$96/month
HOA name
First Service Residential
HOA phone
9522772700
HOA includes
Other, Shared Amenities
School district
Stillwater

Financial & listing details

Annual tax
$9,045 (2025)
Tax with assessments
9048
Listed
Feb 25, 2026
Days on market
33
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementFinished
HeatingForced Air
CoolingCentral Air
Fireplaces3
AccessibilityNone

Exterior & lot

Foundation area900 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size525 sqft

Financial details

Annual taxes$9,045
Tax year2025
Taxes w/ assessments9048
Assessment pendingNo
HOA fee$96
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2291
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$18,450Estimated buyer credit
SODL platform fee $3,000Your buyer credit $18,450

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,846/mo
Principal & interest$3,758
Property taxes$754
Home insurance (est.)$238
HOA fees$96
%
$143,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

176 Rutherford Road, Stillwater, MN, 55082

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Listing information

MLS #NST7026523
StatusPending
Last updatedMar 31, 2026, 6:07 PM
Originally listedFeb 26, 2026, 12:00 AM
Listing officeHomeAvenue Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.